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  • Facilitates existing home loan borrowers to avail additional loan, who have repaid 24 EMIs in the existing home loan account, to meet any expenditure with respect to the house such as repairs, renovations, furnishing, etc.**
  • Loan Quantum
  1. Minimum – Rs. 0.50 Lakh
  2. Maximum – Depending upon the repayment capacity (subject to Outstanding under Union Home loan and proposed top-up loan put together should not exceed the original housing loan limit)

  To know rate of interest, please click here

  • The processing charges applicable are 0.50% of the loan amount
  • EM of the existing housing loan will be extended as security
  • Repayment tenure of upto 5 years or residual period of housing loan, whichever is earlier.

**Conditions apply. For further details, please visit our nearest branch.



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