Any Resident Individuals in single name, Two or more individuals (Joint Accounts) repayable to any one or more of the survivor or survivors, Minors, Illiterate persons, Blind Persons, Hindu Undivided families, Clubs, Associations, Committees, Societies, Schools, Trusts, Executors, Administrators, Institutions/Agencies specifically permitted by the RBI, pensioners and Staff members.
Quarterly Average Balance (in Rs)
With CHQ book
Without CHQ book
Debit Card charge
First year free. After first year as per applicable charges.
Free ATM Transactions
Total Free ATM transactions is 8 per month (financial & non- financial) for own Bank and other Bank put together.
ATM Access to own Bank ATM
First 8 transactions (financial + non-financial) per month Free.
ATM Access to other bank ATM
First 3 transactions (financial + non-financial) per month at Metro or first 5 transactions (financial + non-financial) per month at other centres are Free.
ATM Cash Withdrawal Limit
Rs.25,000/- Per day
ATM POS Limit
Rs. 50,000/- Per day
As per applicable charges
As per applicable charges.
SMS Charges/ IMPS
Cheque leaves including Personalized Cheque Leaves
40 leaves free/ year. Beyond 40 leaves as per applicable charges.
Account closure -within 14 days or after 12 months
Account closure -Between 15 days to 12 months
Penalty for Non-Maintenance of QAB
Shortfall in QAB
A/c with chq book
A/c without chq book
Rs 501 - 1000
Rs 100 + GST
Rs 251 - 500
Rs 50 + GST
Rs 30 + GST
Up to Rs 250
Rs 25 + GST
Rs 20 + GST
Multicity Cheque Book, ATM cum Debit Card, Internet Banking, Mobile Banking, Remittance through NEFT/RTGS/Demand Draft/Pay order, Outstation cheques for collection, Standing Instructions, SMS Alerts.