Eligibility

Employees drawing regular salary

Gross Salary (Average of last 3 months gross salary)

Less than Rs. 25,000/-

Quarterly Average Balance

Nil

Type of ATM/Debit card

Classic card

Debit Card charges

Issue charge – Free
Annual Maintenance Charge - Free

Access to own Bank ATM

8 transactions (financial) per month Free.

Access to other bank ATM

3 transactions (financial + non-financial) per month at Metro or 5 transactions(financial + non-financial) per month at other centres are Free

ATM CASH Withdrawal Limit

Rs 25000 per day

POS Limit

Rs 50000/-

Personal Accident (Death) cover with account

Rs 2 Lakhs FREE

Personal Accident Insurance (Death) with debit card*

Rs 2 Lakhs FREE (by bank), Rs 1 Lakhs FREE (additional by RuPay).

SMS Banking Charges

As per applicable charges

Cheque leaves including Personalized Cheque Leaves

40 leaves free/ year. Beyond 40 leaves as per applicable charges.

Temporary Overdraft (TOD) facility

90% of the 1-month net salary with maximum of    Rs 20,000 in the same account.

Free Remittances from account (DD/ NEFT)

2 per month (Max.  Rs. 25,000/- pm)

RTGS, IMPS

As per applicable charges.

Joint A/c Facility with spouse

yes

Processing fee for   Home &  Vehicle Scheme

25% concession

Locker facility (Allotment subject to availability, Concession shall be extended manually at branches)

Normal Charges

Account closure -within 14 days or after 12 months

Nil

Account closure -Between 15 days to 12 months

As per applicable charges.