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7-14 Days
3.00
15 -30 Days
31-45 Days
46 -90 Days
4.05
91-120 Days
4.30
121-180 Days
4.40
181 Days to <1 Year
5.25
1 Year
6.30
>1 Year to 598 Days
6.30*
599 Days
7.00
600 Days to 699 days
700 days
7.25*
>700 days to 2 year
> 2 year to 799 days
800 days
7.30*
801 days to less than 3 Year
3 years
>3 Year to 5 Years
6.70
>5 Years to 10 Years
Union Bank of India offers an additional rate component to resident senior and super senior citizens on term deposits up to Rs. 5.00 Crores in all of its domestic term deposits scheme.
The additional rate component, applicable to resident senior citizen deposits is 0.50% over and above the normal rates displayed above.
The additional rate component applicable to resident super senior citizens is 0.75% over and above the normal rate displayed above (0.25% over and above rate applicable to resident senior citizen). The additional rate on super senior term deposits would be applicable for the term deposits opened/renewed on or after 01.12.2022.
credit balance
interest rate (annual)
Up to Rs.50 Lakh
2.75%
> Rs.50 lakh Rs.100 crore
2.90%
> Rs.100 crore Rs.500 crore
3.10%
> Rs.500 crore Rs.1000 crore
3.40%
Above RS 1000 crores
3.55%
Interest will be calculated on daily product basis and will be credited every year on quarterly basis in the months of April, July, October and January.