UMobile – a milestone in banking sector provides the customers a secure and convenient means of banking from anywhere anytime. Customers can check their account balances, view mini statement, transfer money to accounts within Union Bank of India, other banks, make Donations, Enquire Cheque status, Mark stop payment of Cheque , know branch/ATM locations and even request bank for cheque books, all this on the press of button on mobile. UMobile is a secured payment channel since the customer does not compromise with information like debit card number or pin. So what are you waiting for! Explore UMobile and also refer it to your friends.
FEATURES & BENEFITS
UMobile provides you a host of services on a secured application as shown under:
HOW TO APPLY
Customer desirous of availing Mobile Banking facility can download UMobile app available on Google Playstore and Apple store. After downloading of the UMobile app, customer can register using any of the three existing modes.
Customers of bank having SB/CD/OD accounts and having valid Debit Card/Internet Banking credentials or Branch Token can avail UMobile services. The account must be KYC compliant. Companies, Trust, HUF and Partnership Firms are not eligible to avail UMobile services.
You can register for UMobile after downloading of UMobile app from Google or Apple Playstore. After downloading of the UMobile app, customer can register using any of the methods such as Debit Card, Internet Banking credentials or Branch Token.
You need to have a Smartphone, Active mobile data/Wi-Fi, Debit Card/Internet Banking or Branch Token. You can register through Wi-Fi for Mobile Banking only. For activating UPI services, Active mobile data is required.
After successful registration, MPIN will be sent to the registered number by SMS which needs to changed through the app to continue using the mobile banking services.
Post successful registration, customer will get the accounts linked to the same customer ID, wherever set as primary.
UMobile is secure application which conforms to RBI recommended standards of security.
All you need to do is Go to Accounts section and click on the account. Alternatively you can select any of your operative account as Primary Account and do balance enquiry on the pre-login page itself.
For transferring money, you can navigate to “Fund Transfer” page. Fund Transfer can be made either by adding the third party as Beneficiary or using Quick Fund Transfer without adding as beneficiary.
For adding a third party as beneficiary, you can visit Fund Transfer and then click on Manage Payee option to add a beneficiary.
Fund transfer without adding third party as beneficiary can be done using Quick fund Transfer with a cap of maximum Rs50000 per transaction.
You can transfer maximum Rs2, 00,000/- using UMobile outside Bank in a day. The various limits can also be viewed by navigating to “Fund Transfer” in UMobile.
At present, there are no charges to customers for using UMobile services.
You can de-register by navigating to “Deregister” under hamburger menu in UMobile or through Call Centre.
The account number is masked by default to prevent shoulder surfing. You can click on unmask icon and view full 15 digit account number.
You can set your Login PIN once again by visiting “Forgot Login PIN” icon on login
Bills can be paid for Utilities such as Electricity, Water Tax, Mobile Recharge, DTH payment etc. Further, new utility categories as and when added by NPCI under BBPS platform will appear under Bill Payment.
You can pay your housing loan EMI by navigating to Loans/Pay Loan EMI.
You can disable/enable ecom/PoS transactions by navigating to Debit Card in UMobile.
Yes, you can now open fixed deposit through UMobile app.
UPI services can be availed on UMobile by creating UPI ID and setting UPI PIN.
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