Home You are here : path  General path General path Mobile Banking

 nxt - Union Bank of India


ABOUT (UMobile is now nxt):

nxt – a milestone in banking field provides the customers a secure and convenient means of banking from anywhere anytime. Customers can check their account balances, view mini statement, transfer money to accounts within Union Bank of India, other banks, make Donations, Enquire Cheque status, Mark stop payment of Cheque , know branch/ATM locations and even request bank for cheque books, all this on the press of button on mobile. The Mobile Banking app nxt is a secured payment channel since the customer does not compromise with information like debit card number or pin. So what are you waiting for! Explore nxt app and also refer it to your friends.


The Mobile banking app nxt provides you a host of services on a secured application as shown under:

  • Balance Enquiry (Pre-login page)
  • Mini Statement
  • View Nominee
  • View Average Balance
  • Pay Loan EMI
  • Fund Transfer/Quick Fund Transfer
  • Using Immediate Payment Service (IMPS)
  • Using National Electronic Fund Transfer (NEFT) to other banks
  • Using Unified Payment Interface (UPI)
  • Download Statement
  • Bill Payment
  • Cheque Status Enquiry/Stop payment of Cheque
  • Investments:
  • Open Fixed deposit online
  • Open Public Provident Fund account (PPF)
  • Open Sukanya Samriddhi account (SSA)
  • Locate nearest ATM/Branch
  • Enroll for Govt Schemes: PMJJBY / PMSBY
  • Calculator: Deposit calculator / Loan EMI calculator
  • Debit Card
  • Generate Debit Card PIN
  • Payment Channel setting
  • Hotlist Debit Card
  • Credit Card
  • Pay pending dues
  • Payment Channel setting / Limit setting
  • Convert to EMI
  • Generate Credit Card PIN
  • Credit Card Hotlisting
  • Set Standing Instructions
  • Personalize Transaction Limits
  • Reset Login PIN/Transaction PIN
  • UPI (Unified Payment Interface)
  • Create new UPI ID
  • Pay using UPI
  • Collect using UPI
  • Share QR code
  • Create One Time Mandate on UPI
  • Apply for Locker
  • Manage Nominee
  • Update/Add Nominee in deposit accounts
  • Cash Credit Account
  • View CC account under Accounts tab
  • Cheque Positive Pay
  • Loan against Deposit
  • Form 15G/H Submission
  • Generation and Download of Interest Certificate
  • Generation and Download of TDS Certificate
  • Pre-Approved Personal Loan
  • Union Cash Digital
  • Door Step Banking
  • Apply for Loans



Customer desirous of availing Mobile Banking facility can download nxt app available on Google Playstore and Apple store. After downloading of the nxt app, customer can register using any of the three existing modes.

  • Using own Debit card
  • Using Net Banking credentials
  • Using Branch Token (for availing Branch Token, user needs to visit branch)