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Rate of Interest on Government Deposit: Rate of interest on these schemes is managed by Government of India and changes Quarterly as notified by GOI time to time.
Rate of Interest w.e.f 01.10.2018 (p.a.)
5 Year Senior Citizens Savings Scheme (SCSS2004)
8.7%
Public Provident Fund Scheme, 1968 (PPF)
8.0%
Kisan Vikas Patra
7.7% (matures in 112 months)
Sukanya Samridhi Account Scheme
8.5%
Tax Concessions: Deposits in the account ( Public Provident Fund, Senior Citizen Saving Scheme, Sukanya Samriddhi Account ) are exempted under section 80-C of Income Tax Act
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