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  • An adult in his own name or on behalf of a minor.
  • Two adults jointly.

Authorized Branches:

Our 1227 Branches are authorized for sale of certificate under the scheme.

Maturity Amount /Period:

Invested amount doubles on maturity after 115 Months i.e. Nine Years and seven months.

Interest on KVP:

As notified by the Government of India.


Nomination facility is available

Denomination / Deposit limits:

  • Certificates are available in denominations (face value) of Rs.1,000/-, Rs.5,000/-, Rs.10,000/- & Rs.50,000/-.
  • Minimum limit Rs.1,000/- & No maximum limit for purchase of the certificates.

Tax Benefits:

No income tax benefit is available under the scheme. However the deposits are exempt from Tax Deduction at Source (TDS) at the time of withdrawal.

Premature Withdrawal:

Certificate can be encashed after 2 & 1/2 years from the date of issue.

In case of difficulty, contact our Customer Care at: 1800-22-22-44



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