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Eligibility
Employees (Private, Government, PSU & Army) drawing regular salary.
Gross Salary (Avg of last 3 months gross salary)
Rs. 75,000/- and above.
Quarterly Average Balance
Nil
Type of ATM/Debit card
Platinum card
Debit Card charges
Issue charge – Free Annual Maintenance Charge - Free
ATM card access at own ATM
Unlimited Free
ATM card access at other ATM
ATM CASH Withdrawal Limit
Rs 75,000 per day
POS Limit
Rs.1,50,000 per day
Personal Accident Insurance (Death) cover for Pvt, Govt, PSU etc
With account
Rs 10 Lakhs FREE
With debit card
Rs 2 Lakhs FREE (by bank), Rs 2 Lakhs FREE (additional by RuPay)
Personal Accident Insurance (Death) cover for Army, Police, CRPF, BSF,CISF, ITBP,SSB, AR, NSG etc
Rs 30 Lakhs FREE
Air Accident Insurance with debit card
Rs 5 Lakhs FREE
SMS Banking
Free
Cheque leaves including Personalized Cheque Leaves
100 Leaves free/ year
Temporary Overdraft (TOD) facility
90% of the 2-months net salary credited to account with maximum of Rs 2, 00,000/- in the same account.
Free Remittances from account (DD/ NEFT/RTGS)
IMPS
Joint A/c Facility with spouse
yes
Processing fee for Home & Vehicle Scheme
50% concession
Locker facility (Allotment subject to availability, Concession shall be extended manually at branches)
50% concession on 1st year rent
Account closure -within 14 days or after 12 months
Account closure -Between 15 days to 12 months
As per applicable charges.
*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy/usage and policy of RuPay which may change from time to time.