Eligibility

Any Resident Individuals in single name, Two or more individuals (Joint Accounts) repayable to any one or more of the  survivor or survivors, Minors, Illiterate persons, Blind Persons, Hindu Undivided families,  Clubs, Associations, Committees, Societies, Schools, Trusts, Executors, Administrators, Institutions/Agencies specifically permitted by the RBI, pensioners and Staff members.

Quarterly Average Balance (in Rs)

QAB

Rural

S-Urban

Urban

Metro

With CHQ book

250

500

1000

1000

Without CHQ book

100

250

500

500

Debit Card charge

First year free. After first year as per applicable charges.

Free ATM Transactions

Total Free ATM transactions is 8 per month (financial & non- financial) for own Bank and other Bank put together.

ATM Access to own Bank ATM

First 8 transactions (financial + non-financial) per month Free.

ATM Access to other bank ATM

First 3 transactions (financial + non-financial) per month at Metro or first 5 transactions (financial + non-financial) per month at other centres are Free.

ATM Cash Withdrawal Limit

Rs.25,000/- Per day

ATM POS Limit

Rs. 50,000/- Per day

DD

As per applicable charges

NEFT/RTGS

As per applicable charges.

SMS Charges/ IMPS

As per applicable charges

Cheque leaves including Personalized Cheque Leaves

40 leaves free/ year. Beyond 40 leaves as per applicable charges.

Account closure -within 14 days or after 12 months

Nil

Account closure -Between 15 days to 12 months

As per applicable charges.

Penalty for Non-Maintenance of QAB

Shortfall in QAB

A/c with chq book

A/c without chq book

Rs 501 - 1000

Rs 100 + GST

-NA-

Rs 251 - 500

Rs 50 + GST

Rs  30 + GST

Up to Rs 250

Rs 25 + GST

Rs 20 + GST