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Image  Savings Bank Account(SBGEN)


Eligibility

Any  Individuals in single name, Two or more individuals (Joint Accounts),Minors, Illiterate persons, Blind Persons, Hindu Undivided families (HUF),  Clubs, Associations, Committees, Societies, Schools, Trusts, Executors, Administrators, Institutions/Agencies specifically permitted by the RBI, pensioners and Staff members.

Quarterly Average Balance (in Rs)

QAB

Rural

S-Urban

Urban

Metro

With CHQ book

250

500

1000

1000

Without CHQ book

100

250

500

500

Type of ATM/Debit card

Classic card

Debit Card charge

Issue charge –FREE
Annual maintenance charge –As per applicable charges.

Access to own Bank ATM

8 transactions (financial) per month Free.

Access to other bank ATM

3 transactions (financial + non-financial) per month at Metro or 5 transactions(financial + non-financial) per month at other centres are Free

ATM Cash Withdrawal Limit

Rs.25,000/- Per day

POS Limit

Rs. 50,000/- Per day

Free Personal Accident Insurance (Death) cover with debit card*

Rs 2 Lakhs (by bank), Rs 1 Lakhs (additional by RuPay)

SMS Banking Charges

As per applicable charges

Cheque leaves including Personalized Cheque Leaves

40 leaves free/ year. Beyond 40 leaves as per applicable charges.

DD

As per applicable charges

NEFT/RTGS/IMPS

As per applicable charges.

Account closure -within 14 days or after 12 months

Nil

Account closure -Between 15 days to 12 months

As per applicable charges.

Penalty for Non-Maintenance of QAB

Shortfall in QAB

A/c with chq book

A/c without chq book

Rs 501 - 1000

Rs 100 + GST

-NA-

Rs 251 - 500

Rs 50 + GST

Rs  30 + GST

Up to Rs 250

Rs 25 + GST

Rs 20 + GST


*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy/usage and policy of RuPay which may change from time to time.


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