Saving Bank Account | Union Bank of India

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Saving Bank Account

SAVINGS BANK ACCOUNT

Features

ELIGIBILITY:

Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, Visually Impaired persons, Purdanasheen Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI.

SALIENT FEATURES :

Simplest deposit option available to the depositor.
ATM cum Debit card issued without any charge.
20 leaves of cheque book free per year
Free Accidental Insurance cover by Debit Card usage.
Tabulous Banking facility to open accounts from your home/office *
New Generation banking facilities
1. Any Where / Any Time Banking through -Branch Banking/ATM Banking/Net Banking/Phone Banking.
2. Free Internet Banking Facility – Unique facility of Self User Creation & Password Reset.
3. Self generation of ATM pin for customers by calling the toll free IVR using their registered mobile number.
4. Remittance products on ATMs viz. NEFT, IMPS, Union e-Cash and Investments into Mutual funds.
5. U- Mobile facility – facilitates Balance Enquiry, NEFT, Bill Payment, Mobile Recharge etc. through your mobile phone.
6. Earn Rewardz points on your Debit card spend.
Zero balance facility. A Student can open Regular Saving Account with zero balance.
Provision for nomination.
Low minimum balance requirements:

Centres	Without Cheque Book	With Cheque Book
Metro	Rs. 500	Rs. 1000
Urban	Rs. 500	Rs. 1000
Semi Urban	Rs. 250	Rs. 500
Rural	Rs. 100	Rs. 250
For Pensioners	Rs. 20	Rs. 250