1.          

  Eligibility

• All Women owned and managed MSMEs (i.e., share capital of min 51% with Women)
• SHGs having Udyam Registration

2.          

Purpose/Facility

• Term loan for purchase/construction/ renovation of business premises/ purchase of plant & machinery
• CC for Working Capital requirements

3.          

Quantum

Minimum – Rs 2.00 lakh

Maximum – Rs 10.00 Crs (Rs 20 lakh for SHGs)

4.          

Margin

• 5% for limits upt o Rs 1.00 Cr
• 15% for limits above Rs 1.00 Cr

5.          

Charges

Nil processing charges for limits upto Rs 2.00 Crs and 50% concession in applicable processing charges above RS 2.00 Crs. Other charges as per extant guidelines of the Bank.

6.          

Collateral Security

• Nil for limits up to Rs 2.00 Crs with CGTMSE coverage
• Hybrid model of CGTMSE with collateral of 25% for the portion uncovered under CGTMSE for limits above Rs 2.00 Crs