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Image  Union Classic Current Account(UCCA-II)

UCCA is the Premium Current Account Product suited for Traders, corporate customers, Business entities and Institutions. Based on the previous month's Average Monthly Balance (AMB) and free facilities are allowed accordingly.


Individual/s, HUF, Sole Proprietary concerns, Partnership, Pvt. and Pub. Ltd. Cos., Corporations, Clubs, Associations, Cooperative Societies, Govt. Departments, Religious Endowments, Semi Govt. or Local Bodies, Trusts etc.



AMB to be maintained

Rs 500000/- and above

Periodicity for calculation of AMB

16th of Previous month to 15th of Current month

Free Cash Deposit per month

15 times of the AMB (Base+ Non-Base) in addition to free daily
Limit subject to 1000 pieces of note per day (Base + Non-Base).

Type of ATM/Debit card

Platinum card

Debit Card charge

Issue charge –FREE
Annual maintenance charge –As per applicable charges.

Access to own Bank ATM

8 transactions (financial) per month Free.

Access to other bank ATM

As per applicable charges from first transaction onwards (No free transaction).

ATM Cash Withdrawal Limit

Rs.75,000/- Per day

POS Limit

Rs. 1,50,000/- Per day

Cheque Book Charge

200 leaves per year FREE



Remittance through DD

Ten DDs per month FREE subject to maximum amount of previous
month AMB

Folio charges


A/c statement at branch

FREE once in a month

Auto Gradation

Up gradation/down gradation based on AMB

Upfront facility

For new accounts and converted accounts, FREE facilities equal to AMB of Rs 1 Lac is available from day one.

Penalty for non-maintenance of AMB

Rs 1000/- + GST per month if the AMB falls below Rs 50000/-