a. New projects or renovation/modernisation/expansion of existing projects in healthcare
sector in areas other than the 8 metropolitan cities – Municipal areas of Ahmedabad,
Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi & Pune cities.
Financing to eligible projects in healthcare sector for setting up of or for modernising/expansion
a. Hospitals/Dispensaries/Clinics/Medical Colleges/Pathology labs/Diagnostic Centers
b. Facilities for manufacturing of vaccines/oxygen/ventilators/priority medical
c. Public Healthcare facilities
Term Loan, Cash Credit, Import Letter of Credit, Bank Guarantee.
Quantum of Finance
Maximum: Rs 100.00 Crore per project
Processing Charges - 50% of the applicable charges
MSME – EBLR + 0.50% upto EBLR +1.15%
Other – 1YMCLR + 0.10% upto 1YMCLR + 0.75%
ROI is capped at 7.95%
Present EBLR – 6.80% and 1YMCLR 7.20%
Primary Security - Assets created out of bank finance.
Collateral – 25% if tenor of loan is more than 10 years
Term loan For Brown Field Project: Repayment period shall be upto 10 years including
For Green Field Project: Repayment period shall be up to 15 years including moratorium
Working Capital: On Demand.
Extent of guarantee
Greenfield projects in any area & Brownfield projects in aspirational districts
Brownfield projects in areas other than aspirational districts – 50%
Brownfield Projects: Up to 2 years from the Date of Commencement of Commercial Operations (DCCO), subject to a maximum guarantee period of 5 years from the date of first disbursement.
Up to 5 years from the date of first disbursement.
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