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Image  Union Digital Saving Account (UDSA)

Product designed with additional facilities/features to normal savings account for customers who maintain very high average balance in the accounts.

Name of the Product

   Union Digital Saving Account (UDSA )


Any Resident Individual can open and operate Union Digital Savings Account (UDSA) in his /her name. Joint Account or Joint mandate for Operation is not permitted.

Average Monthly Balance

No minimum balance requirement as account can be opened with Zero balance.


As applicable to Normal Savings Account.

Cash Deposit limit per month ^

Cash Deposit Charges will be applicable for any cash deposit in the account. Charges Re.1/-+ GST per thousand.(Amount above  Rs.500/- will be reckoned  as Rs.1000/- for this purpose for cash deposits above Rs.1000/-)

Free Self Cash Withdrawal limit per day at Non Base Branch / Base Branch

Cash Withdrawal (self) at non base branches is allowed up to Rs.25000/- No such limit for Cash Withdrawal at Base Branch.
Max 3 withdrawal permitted for base & non-Base branch put together in a month, beyond which charges of Rs.10 + GST for every extra transaction to be levied.

Insurance Charges

Accidental insurance of Rs.5.00 lacs to be provided in specially designed Debit Cards.

Debit Card

Cash withdrawals through Debit Card and swiping on POS

To be provided free of cost.

As per Card Limit

Issuance of Cheque Books

Charges as applicable to Normal savings Account.

Outward Remittances charges through Digital Channels like U-mobile, UPI, BHIM, Net Banking etc

From Branch –    No Charges 

Via All digital platforms-No Charges

Receipts through Digital Channels

 Free and unlimited.

Charges for Purchase of DD/outstation cheques for collection/standing instruction/auto sweep

 As applicable to Normal savings Account

Annual Maintenance Charge for DEBIT Card

 As per Debit Card policy

Monthly Statement of Accounts

 Will be sent by E-mail without any Charges.


 Nomination Facility is available.

Redeem Points for every Online Transaction

Rewards Points for transactions and offer to redeem points other than Card Transaction. Four reward points can be rewarded for each alternate channel non-card debit transaction subject to maximum 100 points per month.