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SL.NO. DESCRIPTION UB AROGYADAAN
1 POLICY PROVIDER UNITED INDIA INSURANCE CO. LTD
2 SUM INSURED BASE POLICY : 1 LAC TO 12 LACS
SUPER TOP : 5LACS & 10 LACS IN EXCESS OF 10 & 12 LACS
i.e. Maximum SI available : 20 Lacs and 22 Lacs
3 FAMILY COVERAGE 18 DIFFERENT COMBINATIONS
PLAN A : 1 Adult
1 Adult +1 Child
1 Adult +2 Children
2 Adults
2 Adults +1 Child
2 Adults + 2 Children
PLAN B : 1 Adult +1 Parent
1 Adult + 2 Children + 1 Parent
1 Adult + 1 Child + 1 Parent
1 Adult +2 Parents
1 Adult + 1 Child + 2 Parents
1 Adult + 2 Children + 2 Parents
2 Adults + 1 Parent
2 Adults + 1 Child +1 Parent
2 Adults + 2 Children + 1 Parent
2 Adults + 2 Parents
2 Adults +1 Child + 2 Parents
2 Adults + 2 Children + 2 Parents
4 AYURVEDIC/UNANI/HOMOEOPATHIC TREATMENT AYURVEDA/UNANI/HOMOEO/ SIDDHA
5 SUM INSURED FOR ACCIDENTAL HOSPITALISATION RESTORATION OF SUM INSURED FOR ACCIDENTAL HOSPITALISATION (FOR SUM INSURED OPTIONS 3 LACS & ABOVE)
6 COVID TREATMENT HOME TREATMENT UPTO 14 DAYS SUBJECT TO MAXIMUM OF 15000/- PER POLICY PERIOD
7 MAXIMUM AGE FOR DEPENDENT CHILDREN 25 YEARS
8 MODERN TREATMENT PROCEDURES A. No additional sub-limit for:
a. Deep Brain stimulation
b. Stem Cell Therapy:
B. 50% of Sum Insured,
a. Uterine Artery Embolization & HIFU (High intensity focused ultrasound)
b. Balloon Sinuplasty
c. Oral chemotherapy
d. Immunotherapye.
e. Intra vitreal Injections
f. Robotic Surgeries (However, for Sum Insured Options 3 Lacs & above, limit shall be upto 75% of Sum Insured per policy period for claims involving Robotic Surgeries for (i) the treatment of any disease involving Central Nervous System irrespective of aetiology; (ii) Malignancies)
g. Stereotactic radio surgeries
h. Bronchial Thermoplasty
i. Vaporisation of the Prostate (Green laser treatment or holmium laser treatment)
i. IONM – Intra Operative Neuro Monitoring
9 MENTAL ILLNESS ACTUAL EXPENSES IN CASE OF IN-PATIENT HOSPITALISATION WILL BE COVERED UPTO 25% OF SUM INSURED SUBJECT TO MAXIMUM OF 3,00,000/-PER POLICY YEAR (SCHIZOPHRENIA, BIPOLAR AFFECTIVE DISORDERS, DEPRESSION, OBSESSIVE COMPULSIVE DISORDER, PSYCHOSIS)
10 AMBULANCE CHARGES UPTO 1500/- PER EVENT
11 DAY CARE PROCEDURES LIST ENHANCED FROM PRESENT 35+ TO UNLIMITED
Arogyadan Premium Chart



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