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Who can open the account:

  • A natural/ legal guardian on behalf of a Girl Child.

Age Limit

  • Till a girl attains an age of 10 years.

Maximum number of accounts:

  • Upto two girl children or three in case of twin girls as second birth or the first birth itself results in three Girl Children.

Minimum and Maximum Amount of Deposit:

  • Min Rs. 250 of initial deposit with multiple of fifty rupees thereafter with annual ceiling of Rs.150000 in a FY.

Tenure of the Deposit:

  • 21 years from the date of opening of the account.

Maximum period upto which deposits can be made:

  • 15 years from the date of opening of the account.

Interest on Deposit:

Tax Rebate:

  • As applicable under section 80C of the IT Act, 1961

Irregular Payment/ Revival of account:

  • By payment of penalty of Rs.50 per year along with the minimum specified amount per year


  • 50% of the balance lying in the account as at the end of previous financial year for the purpose of higher education, marriage after attaining the age of 18 years.

Premature Closure:

  • Allowed in the event of death of the depositor or in cases of extreme compassionate grounds such as medical support in life threatening diseases to be authorized by an order by the Central Government.
  • In case of marriage of Girl Child, above age of 18 years, the account can be closed by providing an affidavit and relevant proof of marriage.

NOTE: As this is a Govt. of India scheme, customers are advised to visit http://www.sukanyasamriddhiaccountyojana.in/
For latest instructions/modification in the scheme

In case of difficulty, contact our Customer Care at: 1800-22-22-44