Search
Eligibility
Students above 10 years and up to 25 years of age and are pursuing regular courses can open these accounts. The account will be automatically converted to normal SB once account holder attains the age of 25 years. Cheque book can be issued after student becomes major.
Accounts of students who are minors below the age of 10 years will be operated by Parents/guardian.
Quarterly Average Balance
Nil
Type of ATM/Debit card
Classic card
Debit Card charges
Issue charge – Free
Annual Maintenance Charge –As per applicable charges
Access to own Bank ATM
5 transactions (financial and non-financial) per month Free.
Access to other bank ATM
3 transactions (financial + non-financial) per month at Metro or 5 transactions(financial + non-financial) per month at other centres are Free
ATM Cash Withdrawal Limit
Rs.25,000/- Per day
ATM POS Limit
Rs. 50,000/- Per day
Free Personal Accident Insurance (Death) cover with debit card*
Rs 2 Lakhs
Withdrawal at branch through withdrawal slip.
Number of free withdrawals will be restricted to 10 per half-year.
Beyond the limit Rs 25/- per transaction to be charged.
SMS Banking Charge
As per applicable charges
Cheque Book
Cheque Book not allowed
NEFT
Free
DD/RTGS/IMPS
Account closure -within 14 days or after 12 months
Account closure -Between 15 days to 12 months
As per applicable charges.
Passbook/Statement
No Passbook will be provided. Monthly Statement of Account will be given.
Non-Maintenance of QAB
NIL
*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy and usage which may change from time to time.