Eligibility

Individual pensioner drawing regular pension.

Quarterly Average Balance

No minimum balance requirement

Debit Card

Free

Free ATM Transactions

Total Free ATM transactions is 8 per month(financial & non- financial) for own Bank and other Bank put together.

ATM access at own bank ATM

First 8 transaction (financial + non-financial) per month Free

ATM Access at other Bank ATM

First 3transaction (financial + non-financial) per month at Metro or first 5 transactions(financial + non-financial) per month at other centres are Free.

ATM Cash Withdrawal Limit

Rs.25,000/- Per day

ATM POS Limit

Rs. 50,000/- Per day

SMS Banking Charges

Free

Cheque Book

40 Cheque leaves Free per year. Beyond 40 leaves as per applicable charges

DD

As per applicable charges

NEFT/RTGS

As per applicable charges.

IMPS

As per applicable charges

Account closure -within 14 days or after 12 months

Nil

Account closure -Between 15 days to 12 months

As per applicable charges.

Non-Maintenance of QAB

NIL

Interest

As applicable to Normal Savings Deposit Account.