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Eligibility
Individual pensioner drawing regular pension.
Quarterly Average Balance
No minimum balance requirement
Type of ATM/Debit card
Classic card
Debit Card charges
Issue charge – Free Annual Maintenance Charge –As per applicable charges.
Access to own Bank ATM
8 transactions (financial) per month Free.
Access to other bank ATM
3 transactions (financial + non-financial) per month at Metro or 5 transactions(financial + non-financial) per month at other centres are Free
ATM Cash Withdrawal Limit
Rs.25,000/- Per day
ATM POS Limit
Rs. 50,000/- Per day
Free Personal Accident Insurance (Death) cover with debit card*
Rs 2 Lakhs
SMS Banking Charges
Free
DD
As per applicable charges
NEFT/RTGS/IMPS
As per applicable charges.
Account closure -within 14 days or after 12 months
Nil
Account closure -Between 15 days to 12 months
Non-Maintenance of QAB
NIL
*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy and usage which may change from time to time.