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Image  Savings Bank Account for Pensioners (SBPEN)


Eligibility

Individual pensioner drawing regular pension.

Quarterly Average Balance

No minimum balance requirement

Type of ATM/Debit card

Classic card

Debit Card charges

Issue charge – Free
Annual Maintenance Charge –As per applicable charges.

Access to own Bank ATM

8 transactions (financial) per month Free.

Access to other bank ATM

3 transactions (financial + non-financial) per month at Metro or 5 transactions(financial + non-financial) per month at other centres are Free

ATM Cash Withdrawal Limit

Rs.25,000/- Per day

ATM POS Limit

Rs. 50,000/- Per day

Free Personal Accident Insurance (Death) cover with debit card*

Rs 2 Lakhs

SMS Banking Charges

Free

DD

As per applicable charges

NEFT/RTGS/IMPS

As per applicable charges.

Account closure -within 14 days or after 12 months

Nil

Account closure -Between 15 days to 12 months

As per applicable charges.

Non-Maintenance of QAB

NIL


*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy and usage which may change from time to time.