• The applicant should be an agriculturist having sizeable land.
• Agriculturists having scattered land holding/land in two or more villages in more than one piece/farm situated far away from residence.
• Agriculturists following intensive and multiple cropping systems.
• Agriculturists adopting heterogeneous activities, mixed farming practices such as dairy, poultry, fisheries, sericulture, bee keeping, vegetable farm, horticulture, plantation or other such activities with seasonal crops.
• Agriculturists staying far away from agriculture produce markets/other markets.
• The applicant should be from service area village/within operational area of branch.

• Up to Rs. 1,00,000/- DPN, Hypothecation of assets created and crops.
• Over Rs. 1,00,000/- DPN, Hypothecation of assets created and crops, mortgage of land &/or third party guarantee.

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