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Lakhs of hawkers dwelling in the slums of metros and big towns who are apprehensive of going to bank branches for one reason or the other for availing financial services are catered to by providing door-step banking facility.

This would help them to inculcate saving habits by opening No-Frill Accounts on simplified KYC norms and providing credit facilities to suit their business requirements in form of Micro-Loan products like Bhagya and Saubhagya with convenient repayment options.

Apart from this, they are also covered from health and accidental risks under a micro-insurance product 'Aam Aadmi Bima Yojna' with minimum of premium payments by the policyholders.