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Special Salary Account for Defence (Military & Para Military) Personnel

Union bank of India takes pride in offering a comprehensive salary package for our Defence & Para-military forces. Your courage is inspirational and Union bank of India feels privileged to serve your banking needs. Your unique work life has unique banking requirements, thus, we have designed a salary package which is especially designed to empower you with hassle free banking.


Serving personnels of Army, Navy, Air Force, BSF, CISF, CRPF, Cobra, ITBP, NSG, NDRF, NDMA, NCB, NCRB, RAF, SSB, NDMA, Border Roads Organization, NCC, Indian Coast Guard etc.

Please Note: All Officials who belong to the civilian cadres and associated with Ministry of Defence and Ministry of Home Affairs are also eligible for all the benefits offered to their equivalent cadres in the armed/paramilitary forces.

This special salary account comes bundled with multiple benefits such as waiver of service charges, concessions in interest rates on loan products and much more. This facility is available in four variants, namely Pride, Premium, Prestige and Paramount depending on the designation of the employees in their respective organization.

Some of the facilities provided are as under:
  • Zero Balance Account – No minimum balance requirements.
  • Unlimited Free Multicity Cheque books
  • Unlimited free Demand Drafts/Pay Orders drawn at Union bank locations
  • Unlimited Free Electronic Fund Transfer(NEFT/RTGS) facility across all banks in India
  • ATM cum Debit Card, Issued free of charge
  • Free Accidental Insurance cover by Debit Card usage
  • Free Internet Banking facility - unique facility of Self User Creation & Reset Password
  • Preferential allotment of lockers
  • Overdraft/Credit card facility
  • Loans – Waiver of processing charges on Home loan, Personal Loan, Car loans.
  • Interest rate concessions in Personal Loan.
Benefits for the family:
  • Free Add on Debit Card available for Joint Account Holders opened on ‘either or Survivor’ basis.
  • Easy access to cash with Debit Card for joint account holder with no issuance and annual charges
  • Free Accidental Insurance on Debit Card up to of `1, 00,000 for the add-on card holder.
Benefits for Pensioners
  • Union Bank of India is authorized for defence and defence civilian pension distribution. Bank has a centralized Pension processing centre which acts as one point contact for the defence and paramilitary pensioners.
  • Bank is already handling more than 40 thousand defence pensioner's accounts.
  • Senior citizens are offered additional interest of 0.50 % for term deposits of 01 year and above.

Forms & Documents