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NRIs / PIOs/OCIs (other than person resident in Nepal and Bhutan)   (Individuals from Pakistan require prior approval of RBI)

Average Quarterly Balance

Rural Rs 1000/, SU Rs 2500/, Urban  Rs 5000/, Metro  Rs 10000/

Cash Deposit Charges

Base Branch - Up to Rs 50000/-  or 1000 pieces whichever is lower
 per day free.
Non Base Branch -  Up to Rs 25000/- or 500 pieces whichever is lower
per day free.
(Chargeable, Beyond above limit as per Service Charge Circular) .

Type of ATM/Debit card

Classic card

Debit Card charge

Issue charge –FREE
Annual maintenance charge - applicable charges from second year onwards.

No of free ATM Transactions

Total Free ATM transactions is 8 per month (financial & non- financial) for own Bank and other Bank put together.

Access to own Bank ATM

First 8 transactions (financial + non-financial) per month Free.

Access to other bank ATM

First 3 transactions (financial + non-financial) per month at Metro or first 5 transactions(financial + non-financial) per month at other center are Free

ATM Cash Withdrawal Limit

Rs.25,000/- Per day

POS Limit

Rs. 50,000/- Per day

Cheque leaves

As per applicable charges


As per applicable charges

Charges for non-maintenance of AQB

Rural Rs 200/+ GST - Other centers Rs 500/- + GST per quarter


No interest to be paid


  • Multicity Cheque Book, Internet Banking, Standing instructions, remittance through DD/PO/NEFT/RTGS etc.
  • Statement of account is issued as per requirement (Monthly/Quarterly/Half-Yearly/Yearly).
  • Account can be opened with zero balance.