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UCCA - B is the Premium Current Account Product tailored for Banks including Co-operative Banks and RRBs. This product facilitates the banks for free remittances and free cash transactions up to certain level.
Average Monthly Balance (AMB):-
Eligibility
Banks including RRBs and Coop Banks
AMB to be maintained
For Scheduled Commercial Banks:- Rs. 100 Lakhs For RRBs and Co-operative Banks:- Rs. 50 Lakhs
Date for calculation of AMB
16th of Previous month to 15 th of Current month
Free Cash Deposit
For Scheduled Commercial Banks:- Rs. 100 Lakhs per day For RRBs and Co-operative Banks:- Rs. 50 Lakhs per day
Free Cash Deposit at non base branch
NIL
Restriction in Cash Deposit
No intersol cash deposits. Denominations less than Rs 100 not accepted
Remittance through DD/NEFT/TRTGS etc
For Scheduled Commercial Banks:- Rs. 250 Lakhs per month
For RRBs and Co-operative Banks:- Rs. 125 Lakhs per month
Free Cheque Book
100 leaves per month. Normal charges beyond the limit
Cash Withdrawal
At Base Branch only. Withdrawals in excess of Rs10 lakhs in Rural/Semi-Urban centres, requires one day notice.
Penalty for non-maintenance of AMB
Rs 10000/- + GST