Union Bank of India- Product


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Image  Union Classic Current Account(UCCA-I)

UCCA is the Premium Current Account Product suited for Traders, Corporates, Business entities and Institutions. Based on the previous month's Average Monthly Balance (AMB) maintained in the account, following free facilities are allowed in UCCA scheme.



Individual/s, HUF, Sole Proprietary concerns, Partnership, Pvt. and Pub. Ltd. Cos., Corporations, Clubs, Associations, Cooperative Societies, Govt. Departments, Religious Endowments, Semi Govt. or Local Bodies, Trusts etc.

AMB to be maintained

Rs 50000/- to < Rs 500000

Periodicity for calculation of AMB

16th of Previous month to 15th of Current month

Free Cash Deposit per month

10 times of the AMB (Base+ Non-Base) in addition to free daily
limit subject to 1000 pieces of note per day (Base + Non-Base).

ATM & POS Limit / per day

Rs 50000/- & Rs 200000/-

Debit card charge


Cheque Book Charge

100 leaves per year FREE



Remittance through DD

Five DDs per month FREE subject to maximum amount of previous
 month AMB

Folio charges


A/c statement at branch

FREE once in a month

Auto Gradation

Up gradation/down gradation based on AMB

Upfront facility

One Lac AMB facility for new account and converted account in the first month

Penalty for non-maintenance of AMB

Rs 1000/- + GST per month if the AMB falls below Rs 50000/-

Facilities :

  • Any Account facility: Account holder can have one UCCA account and can avail the benefit through his other CC/OD account tagged with the same customer id.
  • Upfront facility: New UCCA accounts are allowed free facility equal to AMB of Rs. 1 lac from day one.
  • Auto Roaming facility: Auto up gradation /down gradation of the account will be done based on previous months AMB. Free benefits will be available based on the category.