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Image  Manipal Cigna Health insurance Company Ltd

Manipal Cigna Health Insurance Company Limited (Manipal Cigna), is a 6-year-old stand-alone health insurance company having started operations in Nov 2013. ManipalCigna is a joint venture between the U.S. based global health services leader, Cigna Corporation and Indian business conglomerate, Manipal Group.
Manipal Cigna Health Insurance Co Ltd :
  • Provides easy and lifetime access to quality healthcare : As your partner in health, ManipalCigna collaborates with vast network of healthcare professionals to ensure all customers obtain quality, cost-effective health care, benefits and insurance protection.

  • Safeguards your long term financial goals : As health advocates, ManipalCigna offers a full suite of health insurance products that shields long-term finances from being drained out in case of medical emergencies, so that customers have a secure future – both financially and medically.

  • Helps you live a healthier life : As a health insurance company, ManipalCigna’s involvement with customers goes deeper than handling insurance claims. They support customers through various wellness programs to stay healthy or return to health if they become physically or emotionally ill.

Manipal Cigna offers bespoke health insurance products and services to meet specific needs of different customer segments of the bank.
Product Designed exclusively for the Bank
Product Name: A B Health Plus
Salient features of the plan
  • Customized product and is available only for Bank Account holders
  • Age of entry: 0-70 years with life time renewability
  • Wide range of Sum insured from Rs. 2 lac to Rs. 20 lac
    1. Silver Plan (Sum insured - Rs.2 / 3 / 4 lac)
    2. Gold Plan (Sum insured - Rs. 5 /7.5 lac)
    3. Platinum Plan (Sum insured - Rs. 10 / 15 /20 lac)
    4. Super top up plan – with Sum insured of Rs 10 lacs with deductible of 1/2/3/4/5 lacs (for customers with any existing health policy)
  • No Pre Policy Medical Test required; policy issuance basis good health declaration
  • Plan combinations –
    1. Individual plan – Customer can proposer for self or spouse or child
    2. Family plan (2A+4C) – Covers self + spouse + upto 4 children
    3. Parents plan – Customer can propose for their parents / parents-in-law
  • Cashless treatment facilities at 6500 hospitals
    Benefit Table  
    COVERS
    Silver
    Gold
    Platinum
    Platinum
    Sum Insured
    2/3/4 lac
    5/7.5 lac
    10/15/20  lac
    SA :10L
    Ded : 1, 2, 3, 4, 5 L

    In-patient Hospitalisation

    Upto Sum Insured
    Upto Sum Insured
    Upto Sum Insured

    Room Rent

    1% of SI

    1% of SI

    No cap on Room rent

    ICU - 2% for SI

    ICU - 2% for SI

    Any room other than Suite

    (Option to remove cap)

    (Option to remove cap)

     

    Pre & Post Hospitalization

    30/60 days

    60/90 days

    60/90 days

    Domiciliary Hospitalisation

    Upto Sum Insured

    Upto Sum Insured

    Upto Sum Insured

    Donor Expenses Cover

    Upto Sum Insured

    Upto Sum Insured

    Upto Sum Insured


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