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  • An adult in his own name or on behalf of a minor.
  • Three adults jointly

Authorized Branches:

  • All Branches are authorised for sale of certificate under the scheme.
Interest, Maturity Amount and period:
Invested amount doubles on Maturity.
Rate of interest and Maturity period as notified by the Government of India in –


  • Nomination facility available.

Denomination / Deposit limits:

  • A minimum of one thousand rupee and any sum in multiple of one Hundred rupees may be deposited in an account.
  • No maximum limit for purchase of the certificates.

Tax Benefits:

  • No income tax benefit is available under the scheme. However, the deposits are exempt from Tax Deduction at Source (TDS) at the time of withdrawal.

Premature Withdrawal:

  • Certificate can be encashed after 2 & ½ years (30 months) from the date of issue.

In case of difficulty, contact our Customer Care at: