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image Gold Loan Interest Rate Table

Rate of Interest for 22 Karat (With effect from 17.05.2023)

S NO

Product

Up to Rs.5 lakhs

>5 lakhs & Upto Rs.25 lakhs

Above Rs.25 lakhs

1

Union Krishi Kamdhenu gold loan Scheme

1 Year MCLR

8.65

1 Year MCLR

8.65

NA

2

Union Gold Loan-Agriculture

1 Year MCLR

8.65

1 Year MCLR

8.65

1 year MCLR + 0.10%

  8.75

3

Union Gold Loan-MSME

 EBLR

9.30

 EBLR

  9.30

EBLR + 0.10%

9.40

4

Union Gold Loan-Retail

 EBLR

9.30

 EBLR + 0.45

9.75

EBLR + 0.60%

9.90

5

Union Swarna Shakti Loan Scheme-Retail

 EBLR

9.30

 EBLR

  9.30

             NA

6

Union MSME Gold Loan Plus

 EBLR

9.30

 EBLR

9.30

EBLR + 0.10%

9.40

7

Union Secured Overdraft Gold Loan

Agriculture

NA

1year MCLR + 0.25%

8.90

1year MCLR + 0.25%

8.90

MSME

 EBLR + 0.50%

9.80

 EBLR + 0.60%

9.90

Retail

 EBLR + 0.95%

10.25

 EBLR + 1.10%

10.40


  • Rate of Interest for below 22 Karat & upto18 Karat would be applicable 0.25% higher.
  • Subject to revision from time to time.