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image Gold Loan Interest Rate Table

Rate of Interest for 22 Karat (With effect from 11.09.2023)

S NO

Product

Up to Rs.5 lakhs

>5 lakhs & Upto Rs.25 lakhs

Above Rs.25 lakhs

1

Union Krishi Kamdhenu gold loan Scheme

1 Year MCLR

8.90

1 Year MCLR

8.90

NA

2

Union Gold Loan-Agriculture

1 Year MCLR

8.90

1 Year MCLR

8.90

1 year MCLR + 0.10%

9.00

3

Union Gold Loan-MSME

 EBLR

9.25

 EBLR

9.25

EBLR + 0.10%

9.35

4

Union Gold Loan-Retail

 EBLR

9.25

 EBLR + 0.45

9.7

EBLR + 0.60%

9.85

5

Union Swarna Shakti Loan Scheme-Retail

 EBLR

9.25

 EBLR

9.25

             NA

6

Union MSME Gold Loan Plus

 EBLR

9.25

 EBLR

9.25

EBLR + 0.10%

9.35

7

Union Secured Overdraft Gold Loan

Agriculture

NA

1year MCLR + 0.25%

9.15

1year MCLR + 0.25%

9.15

MSME

 EBLR + 0.50%

9.75

 EBLR + 0.60%

9.85

Retail

 EBLR + 0.95%

10.2

 EBLR + 1.10%

10.35

  • Rate of Interest for below 22 Karat & upto 20 Karat would be applicable 0.25% higher.
  • Subject to revision from time to time.