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  • To mitigate the distress faced by the farmers due to debt burden from non-institutional sources.


  • Farmers who avail Union Green Card (UGC) credit facility for either crop loan or investment purposes in Agriculture.
  • Existing farmers whose accounts are regular in all respects and
  • Those existing farmer borrowers whose advances have been restructured as per relief package announced by Finance Minister in 2004 or Prime Minister's Package in 2006 "Relief measures- Debt Stressed Farmers" or as per RBI Guidelines for relief measures by Banks in areas affected by natural calamities" and regular after restructuring.

Quantum of loan

  • 25% of the new/renewal limit under UGC with maximum of Rs.1,00,000/- subject to repayment capacity of farmers.


  • No margin


  • Extending Bank's charge over the assets owned by the borrower and created through UGC.
  • Mortgage of properties and/or third party guarantee as per banks extant guidelines.


Maximum 5 years with intimal moratorium period of max 12 months.

Forms & Documents

Appropriate DPN note, Hypothecation agreement, Deed of Guarantee, Letter of continuity, Mortgage deed,  Declaration /undertaking for Agriculture advance-AD-01,Letter of general lien and setoff, Undertaking from borrower/Guarantor for disclosure to CIBIL, and any other document stipulated in sanction

Rate of Interest - Please click here to know our latest interest rates

Conditions apply

For more details please contact our nearest branch