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debit-card   Debit Card

What is Debit Card?

Debit Card is an instrument that can be used to:

  • Avail banking services such as cash withdrawal, balance enquire, value added services viz. Fund transfer, mobile recharge, tax payment etc., from ATMs round the clock.
  • Make payments to merchants through POS terminals and through online mode.
  • Debit Cards are accepted at all the ATMs and merchant establishments across the displaying VISA/MasterCard/RuPay logo. Debit Cards can also be used for many other purposes like access card, customer validation etc.

Features of Union Bank Debit Card:

  • Green PIN facility (NO PIN mailer is required).
  • Multiple account access – Customer can access up to three accounts linked to a single card.
  • Add-on cards are issued in case of Joint Accounts.
  • Secure online transactions are available through U-secure registration.
  • Cash withdrawals are possible at specified merchant locations.
  • Free Insurance is available against accidental death.
  • 24X7 access to call Centre to hotlist the debit card.
  • Customer can also hotlist their Debit Card through SMS, Mobile Banking and Internet Banking facility.
  • Annual charges are waived in BSBDA/BSBDS accounts and also in accounts where the account holder does 40POS/E-Com transactions in previous year.
  • For other Saving accounts, all the transactions done at other Bank ATMs will be charged.

How to Apply:

  • Union Bank of India issues Debit Card as part of ready kit at the time of account opening and the cards get activated after its first use for withdrawal at ATM.
  • Existing account holders without debit cards can download and fill the form and submit it at the nearest branch to get a Debit card.
  • Customer can contact the nearest branch for add-on card or linking additional accounts to the Debit Card.
  • Online Debit Card application facility is provided in Bank’s corporate website for the customers who does not have active card.

Service Charges (with effect from 01.08.2022)

Charges for 1st year of usage

Nil

Charges for subsequent year to be charged annually (AMC) from the date of card issuance.

For other than waived accounts as above.

Classic - Rs. 200 + GST

Platinum - Rs. 300 + GST

Signature/RuPay Select - Rs. 400 + GST

Visa Business Platinum - Rs. 400 + GST

Card Reissuance upon Surrendered/Blocked/Hot-listed/Damaged etc.

 Rs. 150 + GST

Introduction of Debit Card upgradation charges to higher card variant.

1. Classic to Platinum /Signature/RuPay Select - Rs. 100 + GST

2.Platinum to Signature/Select - Rs. 100 + GST

Generation of physical Debit Card PIN dispatched to branch.

Rs. 50 + GST

Cash withdrawal at other Bank’s ATM

Union bank customers are eligible for 5 free transactions (Inclusive of financial and non-financial transactions) every month from union bank’s ATM. They are also eligible for free transactions (inclusive of financial and non-financial transactions) from other bank’s ATM viz three transactions in metro centers and five transactions in non-metro centers.

Beyond free transactions:

Financial Transactions - Rs. 21 + GST

Non-financial transactions - Rs. 8 + GST

All International financial transactions - Rs. 125 + GST

All International non-financial transactions - Rs. 35 + GST

Currency conversion charges for International financial transaction amount.

2.5 % of transaction amount

Steps for creating Green PIN:

  • Go to Union Bank’s ATM, insert your card and select SET ATM GREENPIN option in language selection screen.
  • Select GENERATE OTP option, you will get the OTP on registered mobile number.
  • Again, insert your card and select SET ATM GREENPIN option, and then select VALIDATE OTP.
  • Enter OTP which has been received on your registered mobile number.
  • Enter NEW PIN two times.
  • This is your new ATM PIN.

For any queries or complaints please contact our 24X7 call center:

  • 1800222244
  • 18002082244

Issuance of VISA and Master Card:

Account tier classification

CARD VARIENT

Classic

Platinum

Business Platinum

Signature

Daily withdrawal limit – ATM

25000/-

75000/-

100000/-

100000/-

Daily shopping limit- POS

50000/-

150000/-

300000/-

300000/-

Total daily limit

75000/-

225000/-

400000/-

400000/-

Issuance of RuPay cards:

Account Tier Classification

Card Variant

Classic

Platinum

Select

Daily withdrawal limit - ATM

25000/-

75000/-

100000/-

Daily Shopping limit – POS

50000/-

150000/-

300000/-

Total daily limit

75000/-

225000/-

400000/-

Other benefits of platinum debit card given by VISA, RuPay & MasterCard to card holders:

  1. Lounge access program

Lounge access program allows 2 complimentary accesses per quarter to RuPay Platinum card holders. For more details kindly visit RuPay Offers

  1. VISA Commercial offers:

Kindly visit VISA commercial site – Visa Offers

Airport Lounge Access Program – Visa Click here

  1. Master Commercial offers:

Kindly visit MasterCard commercial site – Mastercard Offers

Please note the offers provided by Networks are subject to changes from time to time.

Disclaimer:

Customers are advised that any person resident in India collecting and effecting/remitting payments directly/indirectly outside India in any form towards overseas foreign exchange trading through electronic /internet trading portals would make himself/herself/themselves liable to be proceed against with for contravention of Foreign Exchange Management Act (FEMA), 1999 besides being liable for violation for regulations relating to know your customer (KYC) norms / Anti Money Laundering (AML) standards. If the customer attempts to do such transaction, the bank will immediately block/cancel the card and close the account without any further notice. The names of defaulting customers will be reported to Reserve Bank of India.


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