Eligibility

NRIs/PIOs/OCIs (other than person resident in Nepal and Bhutan)   (Individuals from Pakistan require prior approval of RBI)

Minimum Balance in Current Account

Rs 500000/-

Sweep out amount

Rs 100000/- and in multiples of Rs 100000/-

Periodicity of sweep

Weekly

Sweep in amount

Rs 100000/- and in multiples of Rs 100000/-

Period of Term Deposit

1 year

Type of Debit card

Classic Card

Debit Card charge

Issue charge – FREE
Annual Maintenance charge - FREE

Free ATM Transactions

Total Free ATM transactions is 8 per month (financial & non- financial) for own Bank and other Bank put together.

ATM Access to own / other Bank ATM

First 8 transaction (financial + non-financial) per month Free

ATM Access to  other Bank ATM

First 3transaction (financial + non-financial) per month at Metro or first 5 transactions (financial + non-financial) per month at other centers are Free.

ATM Cash Withdrawal Limit

Rs. 25,000/- Per day

ATM POS Limit

Rs.  50,000/-  Per day

Cheque Book

100 leaves per year FREE

Cash Deposit Charges

Rs 1 Lakh per month FREE

RTGS/NEFT/IMPS/DD

As per applicable charges.