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The Basic Saving Bank Deposit Account should be considered as normal banking service. This account shall not have the requirement of any minimum balance. The services available in the account will include deposit and withdrawal of cash at bank branch as well as ATMs, receipt/ credit of money through electronic payment channels or by means of deposit/collection of cheques drawn by Central/State Government agencies and departments. ATM card or ATM cum debit card, RuPay debit card to be issued to all the account holders. These facilities will be provided without any charges. No charges will be levied for non-operation/ activation of in operative Basic Saving Bank Deposit Account.
Eligibility
Account can be opened by individuals who can open regular savings bank accounts. Customer to give declaration that he/she is not maintaining any BSBDA A/c with other banks while opening the account.
Quarterly Average Balance
Nil
Type of ATM/Debit card
RuPay Classic card
Debit Card charges
Issue charge – Free Annual Maintenance Charge - Free
Number of withdrawals
4 per month FREE (including branch, own ATM &other ATM).
ATM Cash Withdrawal Limit
Rs.25,000/- Per day
ATM POS Limit
Rs.50,000/- Per day
Free Personal Accident Insurance (Death) cover with debit card*
Rs 2 Lakhs
Cheque Book
Not allowed. Withdrawal through withdrawal slip.
Account Closure Charges
NIL
Charges for non-operation/non- activation of inoperative BSBDA accounts
*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy and usage which may change from time to time.