The premium current account product, UCCA, is meant for traders, corporate clients, business entities, and institutions. Accounts are separated into two groups and given free privileges based on the Average Monthly Balance (AMB) maintained from the preceding month.

An overdraft facility allows account holders to withdraw more money than they have in their account, subject to a specified limit and approval, for a fee.

Charges for a Union Classic Current Account may include cash deposit charges and charges for non-maintenance of minimum balance.

Yes, there is a minimum balance requirement for Union Classic Current Account, which is minimum of Rs 50,000 and Rs 5,00,000/- depending upon the variant of classic current account.

Auto account gradation based on AMB maintained in the previous month and for new accounts and converted accounts free facilities equal to AMB of Rs 1 lacs is available from day one.

You can access your Union Classic Current Account statement through online or mobile banking or by visiting the bank branch and requesting a physical statement.

Yes, Union Bank of India may offer the option to open multiple Union Classic Current Accounts for different business entities, subject to the bank's policy and terms and conditions.

No.

Bank may offer various options for transferring funds from your Union Classic Current Account to other accounts or paying bills, such as online banking, mobile banking, RTGS, and NEFT.

The ATM cash withdrawal limit is Rs. 75000/day, and the POS limit is Rs. 150000/day.

No, there are no folio charges.