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Products
Personal
UnionFlexiPremiumCurrentDeposit
UNION FLEXI PREMIUM CURRENT DEPOSIT
FEATURES
Name of Scheme
Union Flexi Premium Current Deposit
Eligibility for opening this account
All entities who are eligible to open Current Accounts.
Minimum Balance in Current Account
Rs.25,00,000/=
Sweep Out amount(From Current a/c to Flexi Term Deposit)
Rs.5,00,000/= and in multiples of Rs.5,00,000/=
Periodicity of Sweep out
Weekly
Sweep in amount (From Flexi Term Deposit to Current a/c)
Rs.5,00,000/= and in multiples of Rs.5,00,000/=
Period of Term Deposit
15 days to 91 days
Free Benefits
A. Unlimited Cheque Books.
B. No NEFT/RTGS charges.
C. No minimum balance charges.
D. No Cash deposit charges up to Rs.50 lakhs per month. (Month is considered from 16th to 15th of next month).
E. Unlimited free remittance through Demand Draft/Pay Order.
*Free facilities under the new Union Current Flexi Plus Scheme will be available only when the customer maintains a balance of Rs.25 lakhs & above during the time of event.
OTHER FEATURES
ATM cards are given to individual current accounts, joint individuals and to the accounts of proprietary concerns.
Multicity cheque Book, Internet Banking, Standing instructions, Remittance through DD/PO/NEFT/RTGS etc
Statement of account is issued as per requirement (Monthly/Quarterly/Half-Yearly/Yearly).
Whenever the outstanding balance in the Current Flexi Account goes below Rs 25,00,000/- the gap will be bridged by transfer from the linked FD Flexi Account in units of Rs 500,000/-. The balance in Current Flexi Account will not be allowed to fall below Rs 25,00,000/- or the desired initial amount at the time of opening the account, unless the flexi account deposits are exhausted.
Transfer of funds from FD Flexi to Current Flexi Account will be under LIFO (Last in First Out) method where the linked FD units created most recently will be closed first for transfer to the Current Flexi Account.
FORMS AND DOCUMENTS
Forms:
For Resident Individuals
Information of Applicant/Signatory
Nomination Form
For Other than individuals
Documents:
List of Documents
Internet Banking
Apply Online
Savings Account
Education Loan
Union Home
Union Mile
Union Personal
e- NPS by Karvy
E-NPS
Current Account
Regular Current Account
Union Classic Current Account
Union Classic Current Account for Bank
Union Flexi Current Deposit
Union Flexi Premium Current Deposit