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SUD Life AAROGYAM plan is a Non-Linked Non-Participating Health Insurance Plan that provides
cover against diagnosis of Cancer of Specified Severity, First Heart Attack- of Specified Severity,
Open Chest CABG, Stroke resulting in Permanent Symptoms, Kidney Failure requiring Regular
Dialysis along with 35 other listed critical illnesses and pays Sum Assured as a lump sum benefit on
diagnosis of any of the listed Critical Illness.

Key Features:

1. Protection against 40 Critical Illnesses for 10 years
2. Refund of all premiums at maturity in case no critical illness claim is made (except Angioplasty)
3. Additional cover for Angioplasty equal to 25% of Sum Assured subject to a maximum of Rs. 10
lac, keeping all other benefits intact.
4. Fixed benefit irrespective of actual medical cost and flexibility to use claim amount according to need
5. Lower premium for female lives
6. Premium discount on High Sum Assured
7. Premium rate guarantee for 5 years