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Products
Personal
Union Bhagya
UNION BHAGYA
FEATURES
Purpose :-
Union Bhagya is a short term loan on revolving basis for smart card holders. This helps to meet their various occupation related financial needs.
Eligibility :-
To avail the loan, the smart card holder should have made at least 10 transactions in his/her account or transacted for a period of one month, whichever is later.
Quantum of loan :-
Minimum loan amount of Rs.3000/- and there after in multiples of Rs.3000/- up-to maximum loan amount of Rs.12000/- can be availed.
Margin :-
Nil.
Security :-
Nil.
Interest :-
Please click here to know our latest rate of interest.
Repayment :-
Short term duration of 7/14/21/28/35 weekly installments.
FORMS & DOCUMENTS
Application form, DP Note, Reference
FAQS
1. How will the slab of loan be decided?
The slab of loan will be decided based on the need and repayment capability of the borrower. Say Rs.3000/- is minimum ticket size for hawkers of perishable goods and Rs.9000/-is minimum ticket size for hawkers of non-perishable goods.
2. How frequently will the loan be given?
Frequency of disbursement of loan will depend upon the repayment. After successful repayment of the initial loan, the borrower will be considered for subsequent loans.
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