Union Bank of India- Product
Home
|
हिंदी
|
Sitemap
|
Contact Us
|
CSR
|
Rates & Charges
|
Skip to main content
|
Screen reader
Search
Search
Search
Menu
Products
Personal
Accounts & Deposit
Loans
Retail
MSME
Wealth Management- Insurance, Mutual Funds, Demats
Government Schemes
Financial Inclusion
Agri & Rural
Lockers/Other Services
Corporate Loans
Corporate Loans
Loan Syndication & Debt Restructuring
Corporate FAQs
Other Services
International
Schemes / Products / Services
NRI Services
Treasury & Other Products
Remittances
Digital Banking
App Banking
Internet Banking
Self Service Banking
ATM banking
SMS Banking
Point of Sales
IMPS
Cards
NETC (Issuer)
Investor Relations
Disclosure to Stock Exchange
Shareholders’ Information
Financial Results
Annual Reports
Half Yearly Communications
Key Managerial Personnel
Investor Grievance Redressal
General Meetings
About Us
Profile
JV/Subsidiaries
HR
Corporate Vision & Mission
Organization Structure
Awards
Others
Innovation Portal
National Entrepreneurship Award 2019 (NEA 2019)
Screen Reader Accessibility
Disclaimer
Privacy Policy
Contact Us
Policies and Disclosures
Regulatory Disclosure
Recovery
We Care
Policies
KYC - AML Policy
Greivance Redressal Policy
Customer Compensation Policy
Model Policy on Bank Deposits
Cheque Collection Policy
Whistle Blower Policy for Bank
Customer Rights Policy
Knowledge
Rates and Charges
Interest Rates - Deposit
Interest Rates - Loans and Advances
Interest Rates for NRIs
Fees and Services
Nomination Facilities
Others
Right to Information Act
Vigilance Regulatory
Banking Ombudsman
Unclaimed Accounts
Unclaimed Dividends
Policies and Disclosures
Regulatory Disclosure
Recovery
Self Help
Dos and Don’t
Tax Payments
Contact Us
Complaint
Submit Feedback
FAQ
15G
15H
Online Banking
Union Bank Mobile Banking
Union Bank NET Banking
Digipurse
UPI BHIM
Online Payment
Union Bank E-Taxes
Fees Payments
Donations
Credit Card Bill Payments
Apply Online
Saving Account
Online Debit Card Application
Home Loan
Online OTS Application
Link your Aadhaar Number
Union Mudra (PMMY)
Many more...
Locate
Branch/ATM Search
Branch/ ATM Locator
AADHAAR Seva Kendra
Cards
Credit Card
Debit Card
Rewards & Offers
Other Cards
Rates & Charges
Deposit
Loans and Advances
Read more...
Digital Product
Internet Banking
Self Banking
ATM Banking
Mobile Banking
Loans
Personal
Home
Education
Vehicle
Deposit
Salary Account
Demat Account
Saving Account
Fix Deposit
You are here :
Products
Personal
Union Bhagya
UNION BHAGYA
FEATURES
Purpose :-
Union Bhagya is a short term loan on revolving basis for smart card holders. This helps to meet their various occupation related financial needs.
Eligibility :-
To avail the loan, the smart card holder should have made at least 10 transactions in his/her account or transacted for a period of one month, whichever is later.
Quantum of loan :-
Minimum loan amount of Rs.3000/- and there after in multiples of Rs.3000/- up-to maximum loan amount of Rs.12000/- can be availed.
Margin :-
Nil.
Security :-
Nil.
Interest :-
Please click here to know our latest rate of interest.
Repayment :-
Short term duration of 7/14/21/28/35 weekly installments.
FORMS & DOCUMENTS
Application form, DP Note, Reference
FAQS
1. How will the slab of loan be decided?
The slab of loan will be decided based on the need and repayment capability of the borrower. Say Rs.3000/- is minimum ticket size for hawkers of perishable goods and Rs.9000/-is minimum ticket size for hawkers of non-perishable goods.
2. How frequently will the loan be given?
Frequency of disbursement of loan will depend upon the repayment. After successful repayment of the initial loan, the borrower will be considered for subsequent loans.
Internet Banking
Apply Online
Savings Account
Education Loan
Union Home
Union Mile
Union Personal
e- NPS by Karvy
E-NPS
Model For FI
Introduction
Branch Banking
Branchless Banking
Remittance Product
No Frills Account
Bhagya
Kalpataru
Kamadhenu
Saubhagya
Union Pragati
Janashree Bima yojana
Hawker Insurance
Projects Undertaken
Hawkers Project
Dairy - NDDB
Employment - NREGP & SSP
Reliance Rangers Project