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   DEBIT CARDS

What is a Debit Card?
A Debit Card is personal card provided to the customers by the Bank to enable the card holder to withdraw money or to have the cost of purchases charged directly to the holder's bank account.
Introduction to Union Bank Debit Card
Union Bank Debit Card allows its users to withdraw cash from ATMs around. Debit Cards can also be used to make purchases at all merchant locations and online websites that accept VISA/Master/RuPay Cards.
Features of Union Bank Debit Card
  • Green PIN Facility (No PIN mailer is required).
  • Multiple Account Access- Customer can access up to three accounts linked to a single card.
  • Add-on-Cards are issued in case of Joint Accounts.
  • Secured online transactions are available through Usecure registration.
  • Cash withdrawals are possible at specified merchant locations.
  • Free Insurance is available against accidental death.
  • Facilities such as 24 hour hot-listing facility are available.
How To Apply

Apply Online by clicking on link

    1. Union Bank issues Debit Card with sealed PIN as part of the ready kit at the time of account opening and the card gets activated after its first use for withdrawal at ATM.
    2. Existing Accountholders without Debit Cards can download and fill the form and submit it at the nearest branch to get a Debit Card
    3. You can contact your nearest branch for add-on card or linking additional accounts to the Debit Card
CHARGES AND FEES
Debit Cards are issued FREE of charge and the detailed charges and fees are as follows:
Withdrawal Limit ATM - Rs 25,000/- per day
Shopping Limit POS - Rs 25,000/- per day
Joining Fee Nil
Annual Fee Rs 100/- Plus GST from second year.
Card Replacement Fee Rs 150/- plus GST
Regeneration of PIN Rs 150/- plus GST
Regeneration of Green PIN Free
Currency Conversion Charges 2.5% of transaction amount plus GST
Withdrawal from other bank ATM Metro locations:- Free up to 3 transactions per month  Rs.15/- plus GST thereafter

Non-Metro locations:- Free up to 5 transactions per month  Rs.15/- plus GST thereafter
Withdrawal from ATM abroad Rs.125/- + 2.5% of currency conversion charges plus GST
  •  The Fee waived off for customer who maintained average quarterly balance (AQB) of Rs 10,000/-.Annual charges apply to add-on cards as well.
  • For other than Savings accounts, all the transactions done at other Bank ATMs will be charged.
Steps for creating GREEN PIN:- 1. Go to our bank’s ATM, insert your card and select SET ATM GREENPIN option in language selection screen.
2. Select GENERATE OTP option; you will get the OTP on registered mobile number.
3. Again insert your card and select SET ATM GREENPIN option, and then select VALIDATE OTP.
4. Enter OTP which has been received on your registered mobile number.
5. Enter NEW PIN two times.
6. This is your new ATMPIN.
CONTACT NUMBERS
For any queries or complaints please contact our 24 x 7 Call Centre.
  1. 1800 2222 44
  2. 1800 208 2244
The criteria for issuance of VISA and Master Cards are as under:
Account Tier Classification CARD VARIANT
Classic Gold Platinum Privilege
Average quarterly Balance Less than Rs. 50000/- Rs.50000/- to less than Rs. 1 Lakh Rs.1 Lakh to less than Rs 2 Lakh Rs 2 Lakh and above
Daily withdrawal limit – ATM 25000/- 40,000/- 40,000/- 50000/-
Daily shopping limit - POS 25000/- 60,000/- 60000/- 60000/-
Total Daily limit 50,000/- 1,00,000/- 1,00,000/- 1,00,000/-

Other benefits of Platinum Debit card given by VISA, Rupay & Master to card holders:

a) Lounge access program
Lounge access program allows 2 complimentary accesses per quarter to Rupay Platinum cardholders. For more details, kindly visit https://www.rupay.co.in/rupay-offers

b) Visa Commercial Offers
Kindly visit VISA commercial site www.visa.co.in

c) Master Commercial Offers
Kindly visit Master card commercial site www.mastercard.co.in

Application Form for EMV Debit Card.

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