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Usecure Credit card is issued to those customers of our bank who maintain term deposits with us.  The features of the card are as under:


Usecure Card (against term deposit)

Card Type

EMV chip card- Secure card

Spending Limit

Upto 80% of the Term Deposit kept under lien.

Target Group

  • Customer having term deposit amount ranging between Rs 25,000 to Rs 5,00,000.
  • Customer who do not have income proof but need the credit card.

Annual Charges  

  • No annual charges


  • Accidental Death- 5.00 Lacs
  • Air Accidental Death –8.00 Lacs


  • Exclusive offers from Visa on travel, entertainment and dining


Customers are advised that any person resident in India collecting and effecting/remitting payments directly/indirectly outside India in any form towards overseas foreign exchange trading through electronic/internet trading portals would make himself/herself/themselves liable to be proceed against with for contravention of the Foreign Exchange Management Act (FEMA), 1999 besides being liable for violation of regulations relating to Know Your Customer (KYC) norms/Anti Money Laundering (AML) standards. If the customer attempts to do such transaction, the bank will immediately block/cancel the card and close the account without any further notice. The names of defaulting customers will be reported to Reserve Bank of India.