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Image ENPS: GUIDELINES ON ONLINE NPS ACCOUNT OPENING

NPS: Guidelines on Online NPS account Opening

Go to site www.enps.nsdl.com and select Registration option and go to New Registration and choose appropriate options.

Option 1 - Registration using Aadhaar
  • You must have an 'Aadhaar number' (with a mobile number registered with Aadhaar).
  • Your KYC in NPS will be done using Aadhaar through One Time Password (OTP) authentication.
  • OTP for the purpose of authentication will be sent to the mobile number registered with the Aadhaar.
  • Your demographic details and photo will be fetched from Aadhaar database and populated in online form.
  • You need to fill up all the mandatory details online.
  • You would be required to upload your scanned signature (in *.jpeg/*.jpg format having file size between 4kb - 12kb) as part of the registration process.
  • In case, you wish to replace the photo obtained from Aadhaar, you may upload a scanned photograph.
  • You will be routed to a payment gateway for making the payment towards your NPS account from Debit/ Credit card or Internet Banking.
Option 2 - Registration using PAN (KYC verification by Bank)
  • You must have a 'Permanent Account Number' (PAN).
  • Bank account with the empanelled Bank for KYC verification for subscriber registration through eNPS.
  • Your KYC verification will be done by the Bank selected by you during the registration process.Name and address provided during registration should match with bank records for KYC verification. If the detail doesn’t match, the request is liable for rejection.In case of rejection of KYC by the selected Bank; applicant is requested to contact the Bank.
  • You need to fill up all the mandatory details online.
  • You need to upload your scanned photograph and signature in *.jpeg/*.jpg format having file size between 4kb - 12kb.
  • You will be routed to a payment gateway for making the payment towards your NPS account from Internet Banking
  • In addition, NRI subscribers should,

  • Select the Bank Account Status i.e., Non-Repatriable account or Repatriable account
  • Provide the NRE/NRO bank account details and upload scanned copy of passport
  • Select the preferred address for communication i.e., Overseas Address or Permanent Address (communication at overseas address would entail extra charges)
After Permanent Retirement Account Number (PRAN) is allotted, subscriber can use one of the following options:
Option 1 - eSign

For Tier I PRANs generated through Aadhaar, you have option to eSign the document by following the below mentioned steps:

  • Select 'eSign' option in the eSign / Print & Courier page.
  • OTP for the purpose of authentication will be sent to your mobile number registered with the Aadhaar.
  • After Authentication of Aadhaar, Registration form will be successfully eSigned.
  • Once a document is eSigned, you need not send the physical copy of form to CRA.
  • eSign charge RS. 5 plus applicable GST.

Option 2 - Print and Courier

  • Select 'Print & Courier' option in the eSign / Print & Courier page
  • You need to take a printout of the form, paste your photograph (please do not sign across the photograph) & affix signature.
  • You should sign on the block provided for signature.
  • The photograph should not be stapled or clipped to the form.
  • The form should be sent within 90 days from the date of allotment of PRAN to CRA at the following address or else the PRAN will be 'frozen' temporarily.

Central Recordkeeping Agency (eNPS)
NSDL e-Governance Infrastructure Limited,
1st Floor, Times Tower,
Kamala Mills Compound, Senapati Bapat Marg,
Lower Parel, Mumbai - 400 013

Service Charges:
POP service charges will be applicable for KYC verification amount @ Rs125/- per subscriber along with applicable GST.
POP service charges will be applicable on the contribution amount @ 0.05% (subject to minimum of Rs.5 and maximum of Rs.5,000 per transaction). These service charges will not be applicable for subscribers registered in eNPS through Aadhaar. The applicable GST will be additional.

Steps in registering new NPS account Online at eNPS

When you select Registration button at eNPS, you are taken to Online Subscriber Registration Form shown in image below:
Once you enter the details like PAN number it asks you to fill Personal Details as shown in image below. Note only those fields marked with * are compulsory or mandatory.

Enter Personal details
Identity details for registering new NPS account
Once you enter the Captcha details, which here is simple Maths operation, to verify that you are human being and not robot for example as shown in image below

Enter Captcha for opening NPS account
Then, Acknowledgement Number is generated.

Acknowledgement:
It verifies if your details matches your PAN details. If PAN records matches information for NPS registration you get PAN Detail’s confirmation as shown in image below.

Enter the Contact Details:
Enter Bank Details for Tier 1 and/or Tier 2 Account

Bank Details
Enter Scheme Details for Tier 1 / Tier 2.
ENPS Tier1 Details

Enter Nomination Details, if any

Upload Documents (Pan Card & Cancelled Cheque)

Upload your Photo and Signature.

  1. Photo and signature should be in jpg format.
  2. Size of photo should be between 4KB and 12KB.
  3. ENPS Upload Signature

Now, once Permanent Retirement Account Number (PRAN) is allotted, subscriber can use one of the following options: e SIGN or Print & Courier to complete the process.


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