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Image    BASIC SAVINGS BANK DEPOSIT ACCOUNTS (BSBDA)

The salient features of the scheme are as under:

  • The Basic Savings Bank Deposit Account will be considered as normal banking service.
  • This account will not have the requirement of any minimum balance.
  • Facility of ATM card or ATM-cum-Debit Card; RuPay Debit Card will be provided to all the a/c holders.
  • The services available in the account will include deposit and withdrawal of cash at bank branch as well as ATMs; receipt/credit of money through electronic payment channels or by means of deposit/collection of cheques drawn by Central/State Government agencies and departments;
  • While there will be no limit on the number of deposits that can be made in a month, account holders will be allowed a maximum of four withdrawals in a month, including ATM withdrawals.
  • The above facilities will be provided without any charges. Further, no charge will be levied for non-operation/activation of in-operative Basic Saving Bank Deposit Account.

Note: All accounts opened in BSBDA/BSBDS scheme may be provided with overdraft facility up to Rs 5000/-, subject to Policy and discretion of the Bank and credit history of the individual customer / Account holder


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