Believing in the dreams and ambitions of modern-day Indian women, UBI's Union Women Professional Personal Loan Scheme (UWPPL) is an especially crafted personal loan facility that can be availed by salaried and non-salaried women.

With access to this loan service, you are free to make your dreams come true, be it holidaying at a dream destination, arranging a gala wedding for yourself, or indulging in big-ticket purchases. This personal loan thus comes in handy for any kind of expenses and there's no end to its usage. 

With minimal paperwork, easy processing and quick Disbursal, UWPPL offers unmatched benefits at attractive rates and easy EMIs.

Get a personal loan from Union Bank of India to fulfil your dreams. Take that trip you've been holding aside, or finish the planned house renovation. You can do everything with a personal loan from Union Bank of India for salaried employees.

Personal requirements may be met with loans offered under the scheme. Moreover, personal loans from other banks or FLs cannot be taken over, and loans should not be granted for speculative purposes.

In life, there’s no end to uncertainties that one can face at any given point in time. Financial crises can happen to anyone at any time. Whether you’re a salaried or non-salaried individual, it is best to be prepared for such situations beforehand. 

Every bank provides personal loans to salaried employees, but do you know that even non-salaried individuals with regular source(s) of income can apply for personal loans under the Union Personal Loan - Non-salaried scheme of Union Bank of India.

Under this scheme, the Union Bank of India doesn’t ask you to provide salary slips but considers other factors such as your age, regular source(s) of income, and bank account details.

Under the Personal Loan - Special Retail Lending Scheme for all government employees, working in different sectors including the armed forces, are entitled to apply for personal loans from Union Bank of India. 

The purpose of this loan facility is not only to assist you during difficult financial or fund crunch situations but also to aid in the takeover of different personal loans from other banks/FIs.

By availing of this personal loan scheme from UBI, government employees can have an additional backup in times of financial woes such as emergency medical expenses, overseas travel, wedding expenses, higher education, etc.

The best part is that government employees can avail of this personal loan facility from UBI at attractive rates of interest, minimum paperwork, and a hassle-free process.

As a New Home Loan Borrower (NHB), you need to pay approx. 20% of the amount of the property as an upfront down payment. Additionally, various other incidental expenditures, and miscellaneous charges (GST, stamp duty, registration costs etc.) are also to be paid (about 5 to 7% of the cost of the property), which might not be covered under your home loan.

Therefore, making an upfront down payment of such a huge amount might seem like a daunting task to many NHBs. This is where opting for UBI’s Union Ashiyana Personal Loan Scheme (UAPL) will come in handy for you so that you can make your down payments towards your new home easily and timely.

This loan facility can also be used by Existing Home Loan Borrowers (EHB) along with NHBs to meet their personal needs, including funding a marriage, purchase of consumer durables, travel, holidays, etc. You can also use this loan facility to make repayments of loans availed from other banks.

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