VYOM is a mobile banking application that allows you to access your bank account(s) using a mobile phone. You can view account related information, transfer funds, pay bills and recharge your mobile and a lot more using this application

Customers of bank having SB/CD/OD accounts and having valid Debit Card or Branch generated token can use VYOM app. The account must be KYC compliant. Companies, Trust, HUF, and Partnership Firms are not eligible to avail VYOM services.

Customers can check their account balances, get mini statements, transfer money to Union bank accounts and other bank accounts using NEFT,IMPS 24X7 ,UPI etc, stop cheques, know cheque statuses, know branch/ ATM locations etc.

At present, there are no charges to customers for using VYOM App. Your mobile operator may levy charges for GPRS/SMS used. Please check with your operator for details.

No, to ensure the security of your account you can only use the application on one handset.

It helps customers to conduct banking transactions 24x7 at his/her convenience from any place just using a smartphone.

Currently the app is available in 13 languages

Currently the app is available in 2 themes "Sand" and "Snow"

Getting Started

You need to have a Smartphone, Active mobile data, Debit Card, or Branch generated token.

VYOM App is supported on all handsets with the following Operating Systems: iPhone/iOS version 13.0 and above, Android version 6.0 and above

VYOM app can be downloaded from - Google Play Store for Android devices, App store for Apple devices

You can register for the VYOM app after downloading the VYOM app from Google or Apple Play Store. After downloading the app, customers can register using any of the methods such as Debit Card, Internet Banking credentials, Aadhaar + OTP or Branch Token.

After successful registration, MPIN will be sent to the registered number by SMS which needs to be changed through the app to continue using the mobile banking services.

In case you change your handset, you need to either deregister the VYOM app from the old handset or you can contact customer care/branch to deregister. After deregistration, SIM verification & device binding process has to be initiated again.

Post successful registration, customers will get the accounts linked to the same customer ID, wherever set as primary.

You can deregister by navigating to “Deregister” under the hamburger menu in the VYOM app or through the Call Centre.

You can change the app language by navigating to "Settings" section in the hamburger menu and selecting "change language" option

You can change the app theme by navigating to the hamburger menu and selecting "change theme" option

You can set your Login PIN once again by visiting the “Having trouble logging in” icon on the login Page.

All you need to do is Go to the Accounts section and click on the account. Alternatively, you can select any of your operative account as Primary Account and do balance enquiry on the pre-login page itself.

For transferring money, you can navigate to “Fund Transfer” page. Fund Transfer can be made either by adding the third party as Beneficiary or Fund transfer without adding third party as beneficiary and using Quick fund Transfer with a cap of maximum amount per day transaction. At present, the Quick Funds Transfer limit is set to Rs50000.

For adding a third party as beneficiary, you can visit Fund Transfer and then click on Manage Payee option to add a beneficiary. At present, the cooling period for activation of newly added beneficiary is kept as 3 hours.

Fund transfer without adding a third party as beneficiary can be done using Quick fund Transfer with a cap of maximum Rs 50000 per day at present.

You can transfer a maximum of Rs 10,00,000/- using VYOM app in a day. The various limits can also be viewed by navigating to “Fund Transfer” in VYOM app.

What are the various types of Bill payment that can be made using VYOM app?

Bills can be paid for Utilities such as Electricity, Water Tax, Mobile Recharge, DTH payment etc. Further, new utility categories added under BBPS platform also appear under Bill Payment

You can pay your housing loan EMI by navigating to Loans/Pay Loan EMI.

You can disable/enable ecom/PoS transactions by navigating to Debit Card section and selecting payment channel settings in VYOM.

You can block debit cards by navigating to the Debit Card section and selecting Block/Unblock debit card settings in VYOM.

Yes, you can now open fixed deposit through VYOM app.

UPI services can be availed on VYOM by creating UPI ID and setting UPI PIN.

The existing nominee can be updated through Mobile Banking. You will receive an SMS and an e-mail upon updating of the nominee details.