General > Interest Rates - Loans And Advances
Interest Rates - Loans And Advances
Interest Rate of Lending based on Marginal Cost of Funds (MCLR) applicable from 11th January 2025 to 10th February 2025
| Types | Propoesd MCLR |
| Overnight MCLR | 8.20% |
| 1 month MCLR | 8.30% |
| 3 Months MCLR | 8.55% |
| 6 Months MCLR | 8.85% |
| 1 year MCLR | 9.00% |
| 2 year MCLR | 9.15% |
| 3 year MCLR | 9.30% |
| Base Rate | w.e.f. 01/01/2025 | 10.80% |
| Bench Prime Lending Rate (BPLR) | w.e.f 01/04/2020 | 13.25% |
| EBLR (Repo Rate) | w.e.f. 11/10/2024 | 9.25% |
- Interest Rates for Retail Loan Products
- Interest Rates for MSMEs
- Interest rates for Corporates
- Interest Rates for Rural and Agriculture Business
- Rates on Gold Deposit Scheme under Gold Monetization Scheme 2015
- Gold Loan Interest Rate table
- Rate of Interest on LAD/SOD against Deposit
- Penal Charges in Loan Account