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Product for customers who maintain good balance in the accounts, with additional facilities to normal savings account.
Eligibility
Accounts can be opened by all those who can open regular savings bank accounts.
Quarterly Average Balance
Rs. 15,000/-
Type of ATM/Debit card
Platinum card
Debit Card charge
Issue charge – FREE Annual Maintenance charge - FREE
ATM Access at own ATM
Unlimited FREE
ATM Access at other Bank ATM
10 per month FREE
ATM Cash Withdrawal Limit
Rs. 75000/- Per day
POS Limit
Rs. 150000/- Per day
Personal Accident (Death) cover with account
Rs 5 Lakhs FREE
Personal Accident Insurance (Death) with debit card*
Rs 2 Lakhs FREE (by bank), Rs 2 Lakhs FREE (additional by NPCI for Rupay Platinum Card).
Air Accident Insurance with debit card
SMS Banking Charges
FREE
Cheque leaves including Personalized Cheque Leaves
60 leaves per year FREE, beyond 60 leaves as per applicable charges
NEFT
RTGS Facility
2 transactions per month FREE
Concession on Demand Draft
50%
IMPS
Chargeable
Personalized Cheque Leaves
Locker Rent
25% concession on 1st year Locker rent
Non-Maintenance of QAB
Rs.150+ GST
Account Closure Charges
No charges
*Personal Accident insurance with debit card is subject to terms and conditions of debit card policy/usage and policy of NPCI which may change from time to time.