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Vyom – a universe of new possibilities by Union Bank of India:
Union Bank of India welcomes you to experience Vyom – one of a kind personalized banking at your fingertips.
Get a single view of all your accounts and transactions, enjoy personalized offers, easily apply for credit card and other loans, invest in mutual funds, and get insurance with just a few taps on your screen. And if that’s not enough, you can even book your flights, hotels, cabs, pay bills and enjoy offers exclusively available through the app!
There are so many ways to make Vyom your own! Customize your Quick Tasks list and get one-tap access for up to 9 frequent tasks on your home screen for easy access; set your most used option as your Super Task. Choose between Snow and Sand – two attractive design themes!
350+ FEATURES & BENEFITS
Even before you login, enjoy the following features:
WANT TO TRY IT? REGISTER NOW:
VYOM is a mobile banking application that allows you to access your bank account(s) using a mobile phone. You can view account related information, transfer funds, pay bills and recharge your mobile and a lot more using this application
Customers of bank having SB/CD/OD accounts and having valid Debit Card/Internet Banking credentials or Branch Token can use VYOM app. The account must be KYC compliant. Companies, Trust, HUF and Partnership Firms are not eligible to avail VYOM services.
Customers can check their account balances, get mini statements, transfer money to Union bank accounts and other bank accounts using NEFT,IMPS 24X7 ,UPI etc, stop cheques, know cheque statuses, know branch/ ATM locations etc
At present, there are no charges to customers for using VYOM App. Your mobile operator may levy charges for GPRS/SMS used. Please check with your operator for detail
No, to ensure the security of your account you can only use the application on one handset.
It helps customers to conduct banking transactions 24x7 at his/her convenience from any place just using a smartphone.
Currently the app is available in 13 languages
Currently the app is available in 2 themes "Sand" and "Snow"
You need to have a Smartphone, Active mobile data, Debit Card/Internet Banking or Branch Token.
VYOM App is supported on all handsets with the following Operating Systems: iPhone/iOS version 12.1 and above, Android version 5.2 and above
VYOM app can be downloaded from - Google Play Store for Android devices, App store for Apple devices
You can register for Vyom app after downloading of Vyom app from Google or Apple Playstore. After downloading of the app, customer can register using any of the methods such as Debit card, Internet Banking Credentials, Branch Token or Aadhaar + OTP option.
In the registration process customer is prompted to enter/set login PIN. During the journey TPIN is sent to registered number by sms which needs to be changed through the app to continue using the mobile banking services.
In case you change your handset, you need to download the application again and complete the SIM verification and device binding process again
Post successful registration, customer will get the accounts linked to the same customer ID, wherever set as primary
You can de-register by navigating to “Deregister” under hamburger menu in VYOM app or through Call Centre.
You can change the app language by navigating to "Settings" section in the hamburger menu and selecting "change language" option
You can change the app theme by navigating to the hamburger menu and selecting "change theme" option
You can set your Login PIN once again by visiting "Forgot/reset Login PIN" icon on login page.
All you need to do is Go to Accounts section and click on the account. Alternatively, you can select any of your operative account as Primary Account and do balance enquiry on the pre-login page itself
For transferring money, you can navigate to “Fund Transfer” page. Fund Transfer can be made either by adding the third party as Beneficiary or Fund transfer without adding third party as beneficiary and using Quick fund Transfer with a cap of maximum per day transaction
For adding a third party as beneficiary, you can visit Fund Transfer and then click on Manage Payee option to add a beneficiary.
Fund transfer without adding third party as beneficiary can be done using Quick fund Transfer with a cap of maximum Rs 50000 per day at present.
You can transfer maximum Rs 10,00,000/- using VYOM app in a day. The various limits can also be viewed by navigating to “Fund Transfer” in VYOM app.
Bills can be paid for Utilities such as Electricity, Water Tax, Mobile Recharge, DTH payment etc. Further, new utility categories added under BBPS platform also appear under Bill Payment
You can pay your housing loan EMI by navigating to Loans/Pay Loan EMI
You can disable/enable ecom/PoS transactions by navigating to Debit Card section and selecting payment channel settings in VYOM
You can block debit card by navigating to Debit Card section and selecting Block/Unblock debit card settings in VYOM
Yes, you can now open fixed deposit through VYOM app
UPI services can be availed on VYOM by creating UPI ID and setting UPI PIN.
The existing nominee can be updated through Mobile Banking. You will receive an SMS and an e-mail upon updating of the nominee details.
Yes, sole proprietor can view both saving and Current Account in VYOM. However ,both these account should be linked to the same mobile number.