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UCCA is the Premium Current Account Product suited for Traders, corporate customers, Business entities and Institutions. Based on the previous month's Average Monthly Balance (AMB), account is divided into two categories and free facilities are allowed accordingly.
Eligibility
Individual/s, HUF, Sole Proprietary concerns, Partnership, Pvt. and Pub. Ltd. Cos., Corporations, Clubs, Associations, Cooperative Societies, Govt. Departments, Religious Endowments, Semi Govt. or Local Bodies, Trusts etc.
Scheme
UCCA-I
UCCA-II
AMB to be maintained
Rs 50000/- to < Rs 500000
Rs 500000/- and above
Periodicity for calculation of AMB
16th of Previous month to 15th of Current month
Free Cash Deposit per month
10 times of the AMB (Base+ Non-Base) in addition to free daily
Limit subject to 1000 pieces of note per day (Base + Non-Base).
15 times of the AMB (Base+ Non-Base) in addition to free daily
Type of ATM/Debit card
Platinum card
Debit Card charge
Issue charge –FREE
Annual maintenance charge –As per applicable charges.
Access to own Bank ATM
5 transactions (financial + non financial) per month Free.
Access to other bank ATM
As per applicable charges from first transaction onwards (No free transaction).
ATM Cash Withdrawal Limit
Rs.75,000/- per Day
POS Limit
Rs.1,50,000/- per Day
Cheque Book Charge
100 leaves per year FREE
200 leaves per year FREE
Free NEFT/RTGS
Unlimited
Remittance through DD
Five DDs per month FREE subject to maximum amount of previous
month AMB
Ten DDs per month FREE subject to maximum amount of previous
Folio charges
NIL
A/c statement at branch
FREE once in a month
Auto Gradation
Up gradation/down gradation based on AMB
Upfront facility
For new accounts and converted accounts, FREE facilities equal to AMB of Rs 1 Lac is available from day one.
Penalty for non-maintenance of AMB
Rs 1000/- + GST per month if the AMB falls below Rs 50000/-