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Image  Union Classic Current Account(UCCA-I)


UCCA is the Premium Current Account Product suited for Traders, corporate customers, Business entities and Institutions. Based on the previous month's Average Monthly Balance (AMB), account is divided into two categories and free facilities are allowed accordingly.


Eligibility Individual/s, HUF, Sole Proprietary concerns, Partnership, Pvt. and Pub. Ltd. Cos., Corporations, Clubs, Associations, Cooperative Societies, Govt. Departments, Religious Endowments, Semi Govt. or Local Bodies, Trusts etc.
Scheme UCCA-I UCCA-II
AMB to be maintained Rs 50000/- to < Rs 500000 Rs 500000/- and above
Periodicity for calculation of AMB 16th of Previous month to 15th of Current month 16th of Previous month to 15th of Current month
Free Cash Deposit per month 10 times of the AMB (Base+ Non-Base) in addition to free daily Limit subject to 1000 pieces of note per day (Base + Non-Base). 15 times of the AMB (Base+ Non-Base) in addition to free daily Limit subject to 1000 pieces of note per day (Base + Non-Base).
Type of ATM/Debit card Platinum card Platinum card
Debit Card charge Issue charge –FREE Annual maintenance charge –As per applicable charges. Issue charge –FREE Annual maintenance charge –As per applicable charges.
Access to own Bank ATM 8 transactions (financial) per month Free. 8 transactions (financial) per month Free.
Access to other bank ATM As per applicable charges from first transaction onwards (No free transaction). As per applicable charges from first transaction onwards (No free transaction).
ATM Cash Withdrawal Limit Rs.75,000/- Per day Rs.75,000/- Per day
POS Limit Rs. 1,50,000/- Per day Rs. 1,50,000/- Per day
Cheque Book Charge 100 leaves per year FREE 200 leaves per year FREE
Free NEFT/RTGS Unlimited Unlimited
Remittance through DD Five DDs per month FREE subject to maximum amount of previous month AMB Ten DDs per month FREE subject to maximum amount of previous month AMB
Folio charges NIL NIL
A/c statement at branch FREE once in a month FREE once in a month
Auto Gradation Up gradation/down gradation based on AMB
Upfront facility For new accounts and converted accounts, FREE facilities equal to AMB of Rs 1 Lac is available from day one.
Penalty for non-maintenance of AMB Rs 1000/- + GST per month if the AMB falls below Rs 50000/-