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Kamadhenu
UNION KAMADHENU
Features
Purpose:-
Union Kamadhenu is a scheme where dairy farmers are provided with financial assistance to purchase milch cattle.
Eligibility:-
To avail the loan, the smart card holder under NDDB project should have received at least 2 fortnight payments in his account or payment transaction carried out for a period of one month, whichever is later. The second aspect is that the average fortnight milk proceeds received by pourer shall be 40% more than the loan installment chosen.
Quantum of loan:-
Under the scheme, term loan of Rs.40000/- or Rs.50000/- can be sanctioned for purchase of two Milch Cattle. Minimum loan amount is Rs.40000/- and next slab is Rs.50000/-.
Margin:-
Nil.
Security:-
Hypothecation of cattle.
Rate of Interest:-
Please click here to know our latest rate of interest.
Repayment:-
64 to 70 fortnightly installments.
Forms & Documents
Application form
DP Note
Reference
document SD 07
FAQs
1. How will the loan amount be decided?
Loan amounts can be considered as per the requirement and category of the milk pourer: say Rs.40000/- loan is minimum ticket size for pourers of entry level. The pourer of the higher category may be financed at higher level of Rs.50000/- depending up on their income flow and on satisfactory repayment of first loan; he may be offered higher slab based on his repayment capacity.
2. What is the maximum number of milch cattle bank will finance?
The maximum number of milch cattle financed by bank is two.
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