Ans : While we request customers to use the Standing Instruction facility for payment of EMIs, we have provided the facility to pay your Loan EMI through Internet Banking for your convenience.

Ans : Yes. Home Loans gives you flexibility in repayment through various repayment modes like Balloon, Flip and Step-Up. Your requirement will be met by the Step-Up plan which gives you the option to pay smaller EMIs in the initial years and increase the value in the later years.

Ans : Yes, subject to the repayment record on the present loan. We will also need to make an assessment of your repayment capacity [considering all loans put together], whether you meet the norms, and whether additional security will be necessary.

Ans : No. For vehicle loans we accept only the spouse as the co-borrower, whose income can be clubbed for arriving at the loan eligibility amount.

Ans : We have provided a tracker on the site for Educational Loan applications. You will need to give your Application number and your date of birth. Please click here to enter the tracker.

Ans : Yes, assistance for home improvement is available as Top Up loans for existing home loan borrowers. This can be for repair, renovation, furnishings etc and the eligible amount is mainly based on the amount of EMIs already repaid. The existing mortage of the home will continue as security.