Union Classic Current Account (UCCA)

UCCA is the Premium Current Account Product suited for Traders and Business Class.  Based on the previous month's Average Monthly Balance(AMB) maintained,free facilities are allowed in UCCA.There are four kinds of AMB, recognized,for this purpose as follows: -

Rs. 50,000  Rs. 1,00,000  Rs. 5,00,000  Rs. 25,00,000  Month for this purpose is rerckoned as the period from 16th of a calendar month to 15th of the next calendar month.

UCCA extends the following benefits to the account holder: AMB Monthly Free Limits in Rs Lacs. * Rs 50000 250 Rs 100000 500 Rs 500000 750 Rs 2500000 No Ceiling * PO+DD+NEFT+RTGS+Intersol (other than cash deposit)+Standing Instructions+ Auto Sweep and Collection of Outstation Cheques, clubbed together, for the facility.

Free Cash Deposit / Withdrawal up to specified limit . Cash Deposit facility in non-base branches subject to specified limit. Facilities including concessions through Any Account viz. SB/CD/CC/OD/PC and in Any UBI Branch. Auto Roaming facilitating enhanced category status for customers, based on previous month’s AMB. Upfront entitlement for facilities.

All the above facilities entail the following additional benefits to the UCCA holder:

Free Facilities Shrink Transaction Cost Results in Efficient Fund Management. Increase in Net Profits Benefits that can be derived by the customer are huge when compared to the interest sacrifice made by him for the AMB maintained in his UCCA. *   Union Bank of India reserves it’s right to change/alter/withdraw the terms and conditions/scheme/product.