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Insurance & Investment
Religare Health Insurance
Care Enhance Explore Secure Union Rinn Suraksha
We believe in complete 'Care'
for you & your family
 
Life is about experiencing every good bit of it throughout one's lifetime; be it a walk in the park with your parent or building memories while playing with your little one. And the true essence of this can only be experienced when one lives a healthy life without having to worry about any unforeseen medical issues that might come in way.

Union Bank of India brings to you Care - a comprehensive health insurance from Religare Health Insurance, that is truly easy on pocket; ensures that medical issues will never lead to financial stress, when you are focusing on living the best moments of your life.
  • Sum Insured options upto INR 75 Lakhs
  • Pre & Post Hospitalization
  • Annual Health Check-up for all Insured members
  • In-Built maternity cover
  • 540+ Day Care Procedures and much more

Click here to know more

 
RHI's Care leaves you worry free 'hamesha' with its industry best features:
 
Please click here to know more and buy in 2 mins
 
Features (Sum Insured ' Lacs) 3 L & 4 L 5 L, 7 L & 10 L 15 L, 20 L, 25 L, 30 L & 40 L 50 L, 60 L & 75 L
Pre - Hospitalisation 30 days 30 days 30 days 30 days
Post - Hospitalisation 60 days 60 days 60 days 60 days
Day Care Treatments Yes Yes Yes Yes
 

Room Rent

 

1% of SI per day

 

Single Private Room

Single Private Room, upgradable to next level Single Private Room, upgradable to next level
 

ICU Charges

 

2% of SI per day

 

No Limit

 

No Limit

 

No Limit

Doctor's Fees etc. No Limit No Limit No Limit No Limit
Other Medical Charges No Limit No Limit No Limit No Limit
Daily Allowance ` 500 per day upto 5 days - - -
Ambulance Cover Up to ` 1,500 per hospitalization Up to ` 2,000 per hospitalization Up to ` 2,500 per hospitalization Up to ` 3,000 per hospitalization
Domiciliary Hospitalisation Up to 10% of SI Up to 10% of SI Up to 10% of SI Up to 10% of SI
Organ Donor Cover Up to ` 50,000 Up to ` 1,00,000 Up to ` 2,00,000 Up to ` 3,00,000
Annual Health Check-up Yes Yes Yes Yes
Maternity Cover - - - Yes
Alternative Treatment Yes Yes Yes Yes
Second Opinion Yes Yes Yes Yes
No Claims Bonus Up to 150%* of SI Up to 150%* of SI Up to 150%* of SI Up to 150%* of SI
Recharge of Sum Insured Up to Sum Assured Up to Sum Assured Up to Sum Assured Up to Sum Assured
Care Anywhere - - - Yes

*Inclusive of No Claims Bonus- SUPER

 
Click on below tabs to choose the Best Plan for You

RHI's care leaves your worry-free hamesha with some of the following breakthrough advantages:

  • Sum Insured options up to INR 75 Lakhs.
  • 30 Day Pre & 60 Day Post Hospitalization covered
  • Covers more than 540 Day care procedures
  • Coverage for Alternative Treatments such as Ayurveda, Unani, Siddha & Homeopathy
  • Annual Health Check-up for all Insured members
  • Unlimited Automatic Recharge of Sum Insured
  • Overseas cashless treatment for 12 major critical illnesses through 'Care Anywhere'
  • In-Built Maternity cover of up to INR 1Lakh
  • Tax Benefit on Premium paid (U/S Sec 80D of IT Act)
  • Ambulance Cover

30 Day Pre-Hospitalization & 60 Day Post-Hospitalization:
We believe in being there with you at every step which is why our coverage doesn't restrict to expenses incurred during hospitalization only. We cover expenses related to medical examinations, doctor consultations and pharmacy; incurred 30 Day before hospitalization & 60 days post your discharge.

Unlimited Automatic Recharge of Sum Insured:
If you ever run out of/exhaust your health cover due to claims made#, we reinstate the entire sum insured of your policy, which can be used for any future claims that are unrelated to the claim made during the same year. Not just this you can avail the benefit unlimited number of times by opting an Optional Cover.

Organ Donor Cover:
We care about those who help you as much as we care for you. So, beyond ensuring that your medical needs are met, we will reimburse you for medical expenses that are incurred by an organ donor while undergoing the organ transplant surgery.

Alternative Treatments:
No matter what type of treatment you need, we make sure it's covered. Non-Allopathic Alternative treatments such as Ayurveda, Unani, Sidha and Homeopathy are now covered for in-patient hospitalization up to a specified limit and which varies with the plan chosen.

Annual Health Check-up:
Our concern is your good health. To pre-empt your ever having to visit a hospital, we provide an annual health check-up for yourself and all members covered by your policy, including children.

Maternity Cover:
Being a parent is the most precious moment in life and such moments call for a celebration. That is why, comes with a maternity cover of up to INR 1 Lakh with sum insured options of INR 50, 60 & 75 Lakhs.

# The Recharge shall be available only for all future Claims which are not in relation to any Illness or Injury for which a Claim has already been admitted for that Insured Person during that Policy Year.

  • Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of the first policy.
  • Any diseases contracted during first 30 days of the policy start date except those arising out of accidents.
  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide).
  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • Cost of spectacles/contact lenses, dental treatment.
  • Medical expenses incurred for treatment of AIDS.
  • External Congenital disease.
  • Remember, there are some treatments such as non-infective arthritis, joint replacement, cataract etc., which are covered only after completion of 2 consecutive policy years.
  • For a detailed set of exclusions, please log on to www.religarehealthinsurance.com.
 
Minimum entry age Individual : 5 years ;  Floater : 91 Days with at least 1 Insured Person of age 18 years or above
Maximum entry age No age bar
Renewal Lifelong renewability
Renewal premium Premium payable on renewal and on subsequent continuation of cover are subject to change with prior approval from IRDAI.
Co-payment If you enroll at the age of 61 years or more, you will have to pay 20% of the claim amount under the policy. In case you choose to enter before the age of 61, you have the option to select co-payment when you reach the 61 years or above. We pay the rest.
Initial Waiting period 30 days for any illness except injury
Waiting period for pre-existing illnesses Four years of continuous coverage
Change in sum insured You can modify your sum insured under the policy only upon renewal
Grace period 30 days from the date of expiry to renew the  policy

Religare Health Insurance Company Registered Office: 5th Floor, 19 Chawla House, Nehru Place, New Delhi-110019 Correspondence Office: Vipul Tech Square, Tower C, 3rd Floor, Golf Course Road, Sec-43, Gurugram - 122009 (Haryana)  Website: www.religarehealthinsurance.com
E-mail:customerfirst@religarehealthinsurance.com  Call: 1800-200-4488 / 1860-500-4488

Disclaimer: This is only summary of selective features of product care . For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Please seek the advice of your insurance advisor if you require any further information or clarification.

Union Bank of India is a Corporate Agent of Religare Health Insurance Company Limited bearing Certificate Number CA0117 and its Registered Office is at Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021. The insurance products are offered and underwritten by
Religare Health Insurance Company Limited. Servicing of the policy and adjudication of claims is
sole responsibility of Religare Health Insurance and Union Bank of India cannot be held liable
for the same.

Insurance is a subject matter of solicitation. CIN:U66000DL2007PLC161503 UAN: 17022074
UIN:IRDAI/HLT/RHI/P-H/V.II/253/16-17 IRDA Registration Number - 148

  • Care and Ab Health Hamesha are trademarks of Religare Health Insurance Company Limited.

Religare is a registered trademark of RHC Holding Private Limited used under license by Religare Enterprises Limited and its subsidiaries.

 
Disclaimer
 
Union Bank of India is a Corporate Agent of Religare Health Insurance Company Limited bearing License Number SUD 891295 and its Registered Office is at Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400021. The insurance products are offered and underwritten by Religare Health Insurance Company Limited. Servicing of the policy and adjudication of claims is sole responsibility of Religare Health Insurance and Union Bank of India cannot be held liable for the same

*Tax Benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time. For tax related queries, contact your independent tax advisor.

Insurance is the subject matter of Solicitation.
 
I Anup Kumar Das, Son of Late Jiban Krishna Das, residing at Vill.- Paschim Nandabhanga, P.O.- Bakhrahat, P.S.- Bishnupur, Dist.- South 24-Parganas, West Bengal
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