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Fixed Deposit Receipt
FeaturesForms & DocumentsFAQs


Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, Blind persons, Purdanasheen Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies specifically permitted by the RBI eligible to open a ""Fixed Deposit Receipt" Account" in single/joint name/s.
Minimum amount:-
Rs.10,000/- for FDR in Metro and Urban Branches and Rs.5,000/- in Rural and Semi urban branches, and for senior citizens the minimum amount will be Rs. 5000/-

Minimum Amount criteria will not be applicable to Subsidy kept under GOVT Sponsored Schemes, Margin Money, earnest money and court attached/ordered deposits
Payment of Interest: (Subject to applicable TDS)
Interest will be paid on quarterly basis and in case the date of interest payment falls on holidays then on the next working day
Payment and Renewal of Deposits Before Maturity

Depositors may request repayment of their deposits before maturity. Repayment of term deposits before maturity is permissible.

In the event of the FDR being closed before completing the original term of the deposit, interest will be paid at the rate applicable on the date of deposit, for the period for which the deposit has remained with the Bank, the contracted rate whichever is lower without charging any penalty for premature closure. No interest will be paid on term deposit which remain with the bank for less than 7 days. In case the depositor desires to renew the deposit by seeking premature renewal, the deposit is renewed for a period longer than the balance period of the original deposit.

Provision for nomination.:- Nomination facilities are available

Rate of Interest :- Rate of interest differs from depending upon tenure of the deposits and as and when the Bank changes the Rate.
Senior citizens are offered additional interest of 0.50 % for deposits placed for 1 year and above period.
For Useful Information please click the links below  :
I am a contractor and maintain Current Account with your Branch since the Branch was opened.
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