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What is a Debit Card?
A Debit Card is  a personal card provided to the customer by the Bank to enable the card holder to withdraw money or to pay the cost of goods/services purchased, directly from the customers’ bank account
Introduction to Union Bank International Debit Card
Union Bank International Debit Card is unique in the sense that it allows its users to withdraw cash from around 120000 ATMs in the country and over 3 million ATMs across the globe. Debit Cards can also be used to make purchases at all merchant locations and online websites that accept Cards.
Features of Union Bank International Debit Card
  • Multiple Account Access- Customer can access up to three accounts linked to a single card
  • Add-on-Cards are issued in case of Joint Accounts
  • Secured online transactions are available through VbV registration
  • Cash withdrawals are possible at specified merchant locations
  • Free Insurance is available against accidental death, i.e., Rs. 2 lakh for principal card holders and Rs. 1 lakh for Add-on cardholder
  • Facilities such as 24 hour hot-listing facility are available
  • Lost card liability is restricted to Rs.1,000 from the time of reporting loss
How To Apply
    1. Union Bank issues Debit Card with sealed PIN as part of the ready kit at the time of account opening and the card gets activated after 48 hours of issuance 
    2. Existing Accountholders without Debit Cards can download and fill the form and submit it at the nearest branch to get a Personalized Debit Card
    3. You can contact your nearest branch for add-on card or linking additional accounts to the Debit Card
Debit Cards are issued FREE of charge and the detailed charges and fees are as follows:
Withdrawal Limit ATM - Rs 25,000/- per day
Shopping Limit POS - Rs 25,000/- per day
No of transactions Unlimited per day subject to ceiling amount
Joining Fee Nil
Annual Fee Rs 100/- + service tax from second year. 1
Card Replacement Fee Rs 100/- + service tax
Regeneration of PIN Rs 25/- + service tax( free if IVR facility used)
Currency Conversion Charges 2.50% of transaction amount
Withdrawal from other bank ATM Free up to 3 ro 5 transactions per month 2 and Rs.20/- + service tax from 6th transaction

onwards for Financial and Rs 5/- + Service Tax for Non- Financial Transaction

Withdrawal from ATM abroad Rs.125/- + 2.5% of currency conversion charges
 Withdrawal from our bank ATM   Free up to 8 transactions per month and Rs.15/- + service   tax from 9th transaction onwards for Financial and Rs 5/- +   Service tax for Non- Financial Transactions
  •  The fee is waived off for customers with average quarterly balance (AQB) greater than Rs. 5, 000. Annual charges apply to add-on cards as well
  • For other than Savings accounts, all the transactions done at other Bank ATMs will be charged
For any queries or complaints please contact our 24 x 7 Call Centre

I am a contractor and maintain Current Account with your Branch since the Branch was opened.
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